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-   -   Insurance after suspention (http://www.advrider.com/forums/showthread.php?t=906684)

Storm Shadow 07-26-2013 05:49 AM

Insurance after suspention
 
Since I get my licence back soon I need to insure my bike since insure my ride cancelled my insurance.

It seems most insurance don't insure you for 5 years.

So who actually insure you after a suspention.

I've had 1 ticket in. 15 years of riding 34 years old on a vfr800. Just a 6 month roadside suspention

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Moyston 07-26-2013 06:02 AM

what did you loose yr license for?...you say 5 years insurance dont touch...was that drink driving or speeding?? as im in insurance y i asked

Canary 07-26-2013 06:13 AM

Not true Stormy.

Son just got his licence back and had to declare the suspension and his premium is dearer for the next 3 years.

Storm Shadow 07-26-2013 06:26 AM

Quote:

Originally Posted by Moyston (Post 21956783)
what did you loose yr license for?...you say 5 years insurance dont touch...was that drink driving or speeding?? as im in insurance y i asked

Speed

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Storm Shadow 07-26-2013 06:30 AM

Quote:

Originally Posted by Canary (Post 21956852)
Not true Stormy.

Son just got his licence back and had to declare the suspension and his premium is dearer for the next 3 years.

Which insurance?

All the ones I've looked at say we won't insure anyone who's had a licence in the last 5 years



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Eddywoodgo 07-26-2013 06:38 AM

Sadly I been in the same boat.
All my bikes are insured with qBE, despite 2 suspensions in 5 years

Storm Shadow 07-26-2013 06:39 PM

Quote:

Originally Posted by Eddywoodgo (Post 21957009)
Sadly I been in the same boat.
All my bikes are insured with qBE, despite 2 suspensions in 5 years

Ill ring them on monday. Seem a all the bike specific insurance won't insure me. Nrma do at 800 bux.

Shannons. Insire my ride. Famous won't and a few others

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Canary 07-26-2013 07:48 PM

AAMI and GIO would insure my son.

GIO would have increased premiums for 5 years and AAMI for 3 years.

You just have to notify them of the time of the suspension eg: January 2013 meaning you will have increased premiums for 3 or 5 years from then. Not from when you get your licence back.

Storm Shadow 07-27-2013 12:05 AM

Quote:

Originally Posted by Canary (Post 21962403)
AAMI and GIO would insure my son.

GIO would have increased premiums for 5 years and AAMI for 3 years.

You just have to notify them of the time of the suspension eg: January 2013 meaning you will have increased premiums for 3 or 5 years from then. Not from when you get your licence back.

well atleast im 6 months closer lol.

ill ring them up on monday and start getting qoates

Moyston 07-27-2013 12:17 AM

yer the dedicated motorcycle insurers will ask you and if you say no and u have a crash etc, they will check and iif u have they wont honor claim as you lied when took out insurance. However the bigger companies do, RAcv do as well and don't even ask you if you have lost your licence. They don't even ask you if you have a criminal offense.
but you will pay for it in the premiums . i lost mine and had to have no insurance for 3 years as same...just cldnt get anyone to take me..luckily, no claims and now insured

Eddywoodgo 07-27-2013 01:20 AM

I provided a full traffic history to QBE, with 2 suspensions. They have paid out a 5k claim when I binned the Beemer.
Cost me around $500/ year premium

Big Willy 07-27-2013 02:15 AM

Quote:

Originally Posted by Storm Shadow (Post 21961955)
Ill ring them on monday. Seem a all the bike specific insurance won't insure me. Nrma do at 800 bux.

Shannons. Insire my ride. Famous won't and a few others

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Try Youi...they get you

Storm Shadow 07-27-2013 03:16 AM

Quote:

Originally Posted by Big Willy (Post 21963438)
Try Youi...they get you

farg, i did there online qoate, it started with we have sent you a text and it just ended with, you are a preferred customer, we will call you.

Storm Shadow 07-27-2013 03:29 AM

Previously my insurrance was around the 400 buck a year mark. but ehres the list ive made so far

AAMI 1,046 value 12600
NRMA 861.93 Value 15,990
Qbe 748 13,000 – + 4000 riding gear
Swann Maxi Rider Comprehensive 971.93 15750) they had a sports bike cheaper policy which doesnt allow people with previous licence suspentions.)

Youi – Youi – 726 14000 agreed + 2600 accessories

Gio – Cant Find Bikes/Dont Do Bikes
RACQ - Cant Find/Dont Do bikes
Insure my Ride No
Shannons No
Famous/Arista No

Eddywoodgo 07-27-2013 03:55 AM

QBE promise to bet other prices so shop around before you talk to them. Play ya cards close to your chest and listen to thier offer first


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