I'm 48 and planing my first month long trip this summer. I understand where you're coming from. There are things to accumulate in your 20's and 30's that don't seem important later on.
I remember going fishing with my son and father. The boy was under 16 and fished for free. My father was over 65, on a pension and fished for free. The "working taxpayer" had to pay for his license. That about says it all.
It takes years to gain enough equity to do these things. You can do them now, but when you're done, it's back to square one with your finances.
And what are you planning to do with your one and only life?