Mine is the version that is leather on the outsider and fabric (nylon?) on the inside. I think they make an all leather one too. The only complaint I've had is that the credit cards and what not can slip out of their slots and fall on the floor easily. It isn't that the slots are too loose, they're slippery. I've added bulk to the wallet by putting the cards in keycard sleeves and inserting them open in first. Then I put often used cards on either side. Upper left in back is my debit card. Upper left in front, DL. Lower left back, Speedway reward card & in front Kroger reward card.
I bet the all leather holds the cards better. As for bulk, if I could get ride of the card sleeves, it would probably be the same as I have now which isn't bad.
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