Thanks Butters for your input. You are correct. Also, thanks to all others who had positive advice to give me. I have chosen to ignore the ones who had negative things to say to me. My perception is that I had a bad experience and the damage is done. I will be reporting my experience to MSF. They can do with it what they wish. As for me, I am moving on and will get a bike and learn on my own at my pace. I am done with this thread. Enough said.