In December of last year I rode from.NE Ohio to South Florida, with no heated gear. It was 22 degrees F when I left and the first day was brutal. On the way back I stopped at Cycle Gear in Atlanta and dropped $400+ First Gear gloves, jacket and dual controller.
The rest of the ride was toasty and absolutely no regrets.
KLR 650- DRZ 400- R100/7- CB125S Scrambler Build
Still Riff Raff