I just moved from a Triumph Sprint ST to a Tiger XC for this exact reason. Could it have been avoided? Sure. Did you make a poor judgement? Yes. Would I have made the same mistake on my Sprint? Probably. These bikes just beg and plead to just go,go,go. They handle so well it just begs you to test it's limits. I am 42 yrs old as well. I am not as young as I once was and don't heal nearly as quick. My kids are in high school and college so their dependence on me doesn't weigh as much as it use to when I ride. But I know this scenario could have happened to me on more than a few occasions. Now the XC is pretty spirited as well, but there are limits to what it will do.
Glad your ok. I'm sure it gave you a lot to ponder.
2013 KTM 690 Enduro R