Sorry for the late post but have you considered GEICO? I have 3 bikes insured through them at very reasonable rates. have never put in a claim though so I can't comment on how easy they are to deal with. I see you're in Columbia.....If you are ever interested on off road riding I have a KTM I've been working on that is almost ready to go. On road is ok too....I usually take quick spins out on Homewood to Tridelphia and there abouts.