asking questions of others isn't a particularly effective way to find out if YOU are covered . . . . insurance vaires wildly by state, town, individual . . . . there's no reason to NOT contact your agent . .. .and, remember, agents pay is tied up with your continued purchasing of their policies . . . .I've had "iron clad" decisions reversed a couple of times when I mentioned how disappointed I was, and how I knew such and such company would do better.
Call your agent.
Or read the poilcy (I'd call, because the poilicy is not in English).
"Here is your country. Cherish these natural wonders, cherish the natural resources, cherish the history and romance as a sacred heritage, for your children and your children's children. Do not let selfish men or greedy interests skin your country of its beauty, its riches or its romance.” T.R.