Thanks for posting your story. It can always serve as a lesson to all of us. But we also know that no matter how carefully we ride, we will always get distracted here and there. It could be the views, or the information cluster of the bike, a road sign, there is always something. And no matter where it is we are riding something may cross our path at one of these moments and bang, it will happen.
I think you know and are aware of all the circumstances of this crash. And you are lucky and I have a feeling you know about it as well. It is great that you are saving for another bike, the story will continue!