Originally Posted by Warin
The only things you want to carry on your body are things that will crush before you do. E.G. Hanky, muesli bars, ear plugs...
The things you want quick access too, and don't want to leave parked on the bike should go into your tank bag. E.G. Phone, wallet, camera, pens and paper, maps, sunscreen, sunglasses, lip balm...
+200% I carry nothing on my body except AGATT. No keys, wallet, watches, rings (not married), but I do ride with sunglasses. All other things go in rear pack on the rack or tank bag. I don't like the potential for injury that carrying items can cause.