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Old 03-22-2013, 02:26 PM   #54
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Joined: Jan 2009
Location: Helltown
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Originally Posted by DAKEZ View Post
Yap, yap insurance study Yap, yap, yap.
Don't quit your day job...

Because the uninsured usually have no regular doctor and limited access to prescription medications, they are more likely to be hospitalized for health conditions that could have been avoided.
Delaying care for fear of medical bills is a downward spiral that leads to ultimately higher health care costs for all of us. More than one third of uninsured adults reported they have problems paying their bills, which helps explain why many of the uninsured don't seek out the care they need until the last minute. But when an uninsured person is in crisis and cannot pay, that burden falls upon the insured population, the hospitals, the doctors and the government. And these billions of dollars of "uncompensated care" drive up health insurance premiums for everyone.

Or this...

What is the price? Hospitalization and related medical expenses are higher for unhelmeted riders because of brain injuries. Here�s what the data tell us:
  • The average charge for inpatient care for motorcyclists who sustain a brain injury is more than twice the charge for motorcyclists receiving inpatient care for other injuries. 32
  • The average savings for prevented brain injuries in Hawaii, Maine, Missouri, New York, Pennsylvania, Utah, and Wisconsin was $15,000 in inpatient costs for each incident in the first year. 33
  • The average hospitalization costs for unhelmeted riders were one-third greater than those of helmeted riders ($7,208 to $5,852) in a study of Illinois-injured motorcyclists. 34

So who does pay the price? A large number of studies have focused on this issue and, although the percentages vary, one central point remains clear: whether as taxpayers or insurance customers or medical consumers, we all pay. For example,
  • A privately conducted California study put the average cost of hospital admissions for a non-helmeted rider at $17,704. Of this initial amount, 72 percent of the costs for hospitalization were paid by the State of California, with another 10 percent being paid by other tax-based sources.35
  • Another study found that 57 percent of the patients listed a government program as the principal payer of in-patient hospital costs resulting from motorcycle crashes.36

Generally speaking, any person who doesn't have insurance or adequate insurance will ultimately drive up the cost for everyone else, be it having no helmet in an accident, falling down steps in their house or jay walking across the street.

Where's your "insurance study" link Dakez???
2004 XR650L

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