ADVrider

Go Back   ADVrider > Riding > Trip Planning
User Name
Password
Register Inmates Photos Site Rules Search Today's Posts Mark Forums Read

Reply
 
Thread Tools Search this Thread Display Modes
Old 11-08-2012, 08:40 AM   #1141
SCExpat
Ex-expat
 
SCExpat's Avatar
 
Joined: Dec 2009
Location: Caldwell, ID
Oddometer: 589
Quote:
Originally Posted by dirtrulz View Post
Having the government offer the loans would be great if people were in the habit of paying them back, but it will never happen because a large share of students never pay the loans back. I dont want to have to pay more taxes so some person can squander the money in college getting drunk and high and then just walk away from the debt.

Banks are a business like any other business. Would you let someone use your money for free. If you dont have the money to buy what you want and want to use theirs you are going to have to pay for it.
Please post a link to where you saw that "a large share of students never pay the loans back". These loans can only be discharged by death. They can not be discharged by bankruptcy or any other method.

Also it should be noted that tuition has increased to keep pace with the availability of student loans. Kind of like the housing market. When I was a student in a private school.....many, many years ago. Tuition started at $600 per quarter. When I graduated 3 years later tuition was $2400 a quarter. There was not any major improvement in the buildings or curriculum to justify this increase.

Still paying my student loans.
SCExpat is offline   Reply With Quote
Old 11-16-2012, 11:53 PM   #1142
Pine Sol
Gnarly Adventurer
 
Pine Sol's Avatar
 
Joined: Jan 2004
Location: in transit, without a destination...
Oddometer: 471
havent been to this thread for awhile....

kinda seems like chatter has gone off topic....
Pine Sol is offline   Reply With Quote
Old 11-17-2012, 08:28 AM   #1143
Patrick46
visionary
 
Patrick46's Avatar
 
Joined: Apr 2009
Location: Oregon Coastline
Oddometer: 2,764
Quote:
Originally Posted by Pine Sol View Post
kinda seems like chatter has gone off topic....
Nuthin new about that!
__________________
"Good Times & Good Friends Make Life Better"

www.artworks-unlimited.com
Patrick46 is offline   Reply With Quote
Old 11-17-2012, 12:12 PM   #1144
munchmeister
Grow'd Up Mini Trail
 
munchmeister's Avatar
 
Joined: Dec 2003
Location: Fort Collins, Colorado and Cheyenne, Wyoming
Oddometer: 1,366
Quote:
Originally Posted by Patrick46 View Post
Nuthin new about that!
Maybe if all those Texans threatening to secede did so, we could bring tuition costs down. But then, by Dec. 21 it ain't gonna matter anyway... we'll all be toast. 'Cept for the doomsday preppers. What a crazy fucking world.

Now back to you're regularly scheduled programming...
__________________
Munchmeister
2002 R1150GS - It's not about the knockdown, it's about the recovery.
munchmeister is offline   Reply With Quote
Old 11-19-2012, 02:22 PM   #1145
Patrick46
visionary
 
Patrick46's Avatar
 
Joined: Apr 2009
Location: Oregon Coastline
Oddometer: 2,764
Quote:
Originally Posted by munchmeister View Post
by Dec. 21 it ain't gonna matter anyway... we'll all be toast. 'Cept for the doomsday preppers.
Depends on where you sit on the International Dateline!
__________________
"Good Times & Good Friends Make Life Better"

www.artworks-unlimited.com
Patrick46 is offline   Reply With Quote
Old 11-20-2012, 06:38 AM   #1146
MikeB
Retired bureaucrat
 
Joined: Jun 2004
Location: California Gold Country
Oddometer: 510
Quote:
Depends on where you sit on the International Dateline!
Good point. The rest of us can sit by and see if Tuvalu and Kiribati bite the dust, and then take appropriate action if necessary. I hope CNN has someone positioned out there to give us the signal.

My only regret is that I will have but two hours to savor the demise of Texas.
MikeB is offline   Reply With Quote
Old 11-22-2012, 07:55 PM   #1147
robert110411
Gnarly Adventurer
 
Joined: May 2012
Location: Lehigh Valley, PA
Oddometer: 116
RE: Student loans and making mad cash overseas

Just read the last few pages. A few thoughts:

About the guys making mad cash out of the country? I travel often and have plenty of reason to come into contact with EXPATS. One I know just landed a gig with KBR in Australia for near $200K U.S. plus expenses a year.

Exception, not rule. Most of the expats I know struggle to make $50K a year.

For the ones who have gone completely on the local economy? Why would anyone assume that they would make any more than the locals doing the same job? Unless of course they had a rare skill not possessed by the locals.

There are many newer expat communities where the residents expect a level of service above what the locals can provide and may pay for it....but let's remember, they are there mostly to live on a limited budget, so how much more will they really pay?

A friend of mine is looking at Belize because he can live there on less than $1300 a month and his pension will be $1900 a month. What are the chances that he's going to pay mad cash to get his boat fixed?

I posses a rare and mysterious skill which would easily earn me several hundred thousands of dollars a year in select countries......No thanks. I'll pass. I like it here just fine.

As for College? I put my kid thru college in four years. we paid for most of it and borrowed a total $8K.

1. College costs will rise to consume all available funding. Making loans easier to get or cheaper won't control costs. It will do the opposite.

2. Not everyone belongs in college. Sorry, that's a hard fact that goes against our current touchy feely climate. Some kids? Belong in a factory making widgets. Let's spend some money finding meaningful jobs instead of education kids who don't belong there for jobs that don't exist.

3. No more free rides. A kid going to college needs to have some skin in the game. If they really want to go, they'll figure it out. Uncle Sam giving away cheaper loans won;t do anything but make it more expensive. I gave my son what I was giving and the rest was on him. He worked, he saved and he scrimped to get by. And he knew I was only playing for 4 years. Not 4 1/2 or 5. I was paying for education, not drinking and banging young hot skanks.

I've got three kids that are all straight A students and two left who need college. I could buy a new Corvette every year...but instead I save for college. Because that's what grown ups do. I was making $11 an hour when my son was born 24 years ago. In 24 years I've done some crappy jobs and I've worked for a lot less than $11 an hour and I make a whole lot more than that now. All the time I've missed from work in the last 24 years adds up to less than 3 months. Total. And that includes the recession of the early 90's.

If I made less, I would pay for my kids to go to a school more in line with what I could afford. And if my kids weren't college material? The Military is a fine place for a young man and there are plenty of vocations that require minimal (18 months or less) training for a young lady to take up.
robert110411 is offline   Reply With Quote
Old 11-23-2012, 06:32 AM   #1148
mundobravo
Beastly Adventurer
 
mundobravo's Avatar
 
Joined: Oct 2004
Location: new mexico
Oddometer: 3,120
FREE Public Education is the foundation of modern western democratic society.
__________________
Driven Down - Yaviza - Darien Gap
https://vimeo.com/42443080
DRIVEN , solo moto to the Arctic Circle
http://www.vimeo.com/7780879
mundobravo is offline   Reply With Quote
Old 11-23-2012, 07:02 AM   #1149
filmfan
Studly Adventurer
 
Joined: Sep 2011
Location: live free or die
Oddometer: 563
Quote:
Originally Posted by mundobravo View Post
FREE Public Education is the foundation of modern western democratic society.
Hmm, the phrase "you get what you pay for comes to mind".

First of all, public education is not free. More education doesn't necesarily equate to better opportunities or better competitiveness for John Q Public who is paying the bill. Better education may, though better is not limited to private schools.

In what way is it "the foundation of modern western democratic society", and what does society get for that investment?
filmfan is online now   Reply With Quote
Old 11-23-2012, 07:07 AM   #1150
PirateJohn
Banned
 
PirateJohn's Avatar
 
Joined: Jul 2001
Location: Uvalde, TX
Oddometer: 22,219
I can't believe that anyone in the 21st Century would argue against public education.
PirateJohn is offline   Reply With Quote
Old 11-23-2012, 07:17 AM   #1151
mundobravo
Beastly Adventurer
 
mundobravo's Avatar
 
Joined: Oct 2004
Location: new mexico
Oddometer: 3,120
Quote:
Originally Posted by PirateJohn View Post
I can't believe that anyone in the 21st Century would argue against public education.
It's unbelievable John ,
__________________
Driven Down - Yaviza - Darien Gap
https://vimeo.com/42443080
DRIVEN , solo moto to the Arctic Circle
http://www.vimeo.com/7780879
mundobravo is offline   Reply With Quote
Old 11-23-2012, 07:28 AM   #1152
MikeB
Retired bureaucrat
 
Joined: Jun 2004
Location: California Gold Country
Oddometer: 510
Quote:
Not everyone belongs in college. Sorry, that's a hard fact that goes against our current touchy feely climate. Some kids? Belong in a factory making widgets. Let's spend some money finding meaningful jobs instead of education kids who don't belong there for jobs that don't exist.
I agree with that, but it's not incompatible with making higher education more affordable for those that ARE college material.

I always thought Thailand had a good model. All graduating high schoolers take a national standard exam, and based on their scores they can choose their own placement; highest scores get first dibs on the best universities and the most desirable majors, for example medicine or law. And when those slots are filled the next highest can make their choices and so on down the line until all university entry slots are filled and the rest can either go to work at something appropriate to their intellectual level or pay handsomely for a private university (which have less prestige in Thailand --everybody knows why you are there). For those admitted to public universities costs are very low -- but medical and dental grads are required to spend some time after graduation in public hospitals and clinics to repay society for their education.

This meets your goal of keeping less-than-capable kids out of colleges where they waste their time and their parents' money. And it is totally merit-based. Yes, many may not be able to fulfill their lifelong ambition to be a doctor, lawyer or microbiologist, but reality is going to jump up and bite them at some time anyway.
MikeB is offline   Reply With Quote
Old 11-26-2012, 01:49 AM   #1153
hilslamer
2XRedheadedstepchild
 
hilslamer's Avatar
 
Joined: Jan 2007
Location: Chch, EnZed
Oddometer: 1,785
Just read your post. A few thoughts.

Quote:
Originally Posted by robert110411 View Post

I posses a rare and mysterious skill which would easily earn me several hundred thousands of dollars a year in select countries......No thanks. I'll pass. I like it here just fine.

As for College? I put my kid thru college in four years. we paid for most of it and borrowed a total $8K.

...

I've got three kids that are all straight A students and two left who need college. I could buy a new Corvette every year...but instead I save for college. Because that's what grown ups do.
Congratulations - most of us don't, and are unwilling or uncapable of finding, learning or making up a skill like that, that will fund college options for multiple offspring and a lifestyle that affords the possibility of a new Corvette every year as an alternate option or once they are all on their way, option...that's why we're all looking at other options.

I don't see that your "thoughts" add any value to the thread, at all, in any way other than to make sure you contrast yourself with people of less fortitude, competency and ability but with more capability to look for something outside the 'merican dream you purport to live. You have found a niche and we applaud you, but the rest of us haven't or don't see the possibility and seek greener(to us) pastures and are looking for similar advice/scenarios/possibilities.


Quote:
Originally Posted by robert110411 View Post
All the time I've missed from work in the last 24 years adds up to less than 3 months. Total. And that includes the recession of the early 90's.

If I made less, I would pay for my kids to go to a school more in line with what I could afford. And if my kids weren't college material?
Congratulations, you have not done what or explored the places that most of the posters have in this thread - the inspirational ones. I dunno what you did before you had kids but based on the chronology you illustrate, not much that might inspire most subscribers to this thread.

Lastly, aren't you enabling your kids with your "investment" in them just like the government would have with student loans or grants? Please, differentiate in the differences of enablement factor!
hilslamer is offline   Reply With Quote
Old 11-27-2012, 11:38 AM   #1154
skierd
Wannabe Far-Rider
 
Joined: Jan 2008
Location: Fairbanks, AK
Oddometer: 2,871
I meet a lot of people here in Alaska that have lived and worked all over. A lot of people here, especially those without kids or spouses, work here in the summer months and then head south to wherever is warmer i.e. anywhere come winter... or bunker down in their little cabin in the hills till the sun comes back. Heck my original goal wasn't far off from that and is still something that interests me. what I've learned most this summer is that a person can live frugally anywhere.

The only real difficulty for me has been getting my s.o. on the same page. I'm having a hard time convincing her that life is still life if it's lived in a house, on a boat, in an rv, or out of a saddlebag. Or maybe I'm the one that needs convincing that a home isn't a death sentence to travel and a wandering life.
__________________
"We wish your trail a long one" - Darlene "Sid" Dowd ~ Never run out of traction, ideas, and real estate at the same time.
2008 Yamaha WR250X
Eastern TAT 8/2009 ~MD-Key West-Oklahoma 4/2011~Maryland to Alaska 3/2012
skierd is offline   Reply With Quote
Old 11-27-2012, 05:50 PM   #1155
markhas
markhas
 
markhas's Avatar
 
Joined: Dec 2006
Location: Whiskeysconsin
Oddometer: 233
"Belong in a factory making widgets"

Those jobs are gone or will rapidly be gone. Factories don't require manual labor any more the few jobs that haven't been eliminated by computers will be in a steady march to what's termed "lights out factorys" the lights never come on, materials in one end, product out the other. Oh Truck drivers are still required for the time being but as Warren Buffett said about his billions invested in railroads, they'll be the transportation of the future.

The whole concept of work needs to be redefined as humans are rapidly becoming obsolete in accomplishing work, wheather it's blue collar or white collar. We could start the definition with the requirement that a person has a high school diploma of content, not what passes in the USA for a diploma by todays standard.
__________________
markhas
URAL 06'Tourist, on the road every day, 60,000+ cliks on the speedo
HONDA 750 NightHawk, Sold to my buddy Ernie, w e stay in touch
markhas is offline   Reply With Quote
Reply

Share

Thread Tools Search this Thread
Search this Thread:

.
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is On

Forum Jump


Times are GMT -7.   It's 03:46 AM.


Powered by vBulletin® Version 3.8.5
Copyright ©2000 - 2014, Jelsoft Enterprises Ltd.
Copyright ADVrider 2011-2014