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Old 06-02-2008, 02:08 PM   #1
tominboise OP
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Just got rear ended on my DR650

I stopped at a red light at a Tee Intersection, waiting to go right on the red, when all of the sudden - BANG - the bike took a huge lurch and I was snapped back and forth and practically knocked off. And then I staggered off to the right side. THe bike was "stuck" to the front end of the other car. The 20 something gal said she thought I was going thru the light. Which is funny, since I was stopped. Fortunately a coworker was in a car right behind her and saw the whole thing. Cops finally showed up and wrote her a ticket and she appears to have a current Allstate policy. I slightly wacked my left knee on the peg, and my neck is starting to hurt like hell ( I presume from my head snapping back and forth with my helmet on).

We pulled the bike off - my rear license plate holder was bent under the fneder and the exhaust has a mark on it. I rode th ebike to my office but it doesnt' feel as "good" as it did before - i guess the rear wheel is bent or something else. Any thing else I should look at?

I have just filed a claim with allstate, and I am heading up to the doctors office next. Anything else I should do?
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Old 06-02-2008, 02:28 PM   #2
kodiakfrank
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Don't ride the bike; have a shop check it out for damage.
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Old 06-02-2008, 02:29 PM   #3
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Definitley get those X-rays. Glad you at least walked away from it. Only other thing that comes to mind might be get your witness to write down what s/he saw while its fresh in the mind.

Hope you're OK.
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Old 06-02-2008, 02:34 PM   #4
a1fa
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Same thing happened to me on an intersection. Another Allstate driver. Interesting connection. Word of the wise. Don't take any money until you get your medical taken care off. Send them the final bill + ask for long term damages, in case you need therapy. Also, tripple check damage on the bike. Allstate will not give you any more money once you cash the one check they send you.
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Old 06-02-2008, 05:06 PM   #5
longrider999
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NASCAR move

tominboise,SOUNDS like the 20 year old was in a race.i think cagers nowadays watch NASCAR and think thats the way they should drive on the streets.I THOUGHT YOU WERE GOING TO RUN A RED LITE she says.is that INSANE or what???????????cagers drive way to AGGRESSIVELY these days.my .02.hope youre NECK is ok.sue them big time if it isnt.
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Old 06-03-2008, 06:30 AM   #6
helixblue
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Just for the stats -- what color was your helmet/jacket? What time of day did this happen?
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Old 06-03-2008, 07:19 AM   #7
tominboise OP
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Bright White Arai XD helmet, Medium Blue Fox MC jacket, straight up noon, sunny and clear weather, road dry.
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Old 06-03-2008, 12:15 PM   #8
nvdlboy
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sounds like the Pinto I hit back in 86 - the girl ran a stop sign in front of me and the hydro pole on the far corner ended up in her passenger door! The first words out of her mouth when we were both out of our cars... "I thought it was a 4-way stop." (it wasn't, I was on a through street)... My reply "You still have to STOP!"

Anyway, sorry for the hijack, hope you feel 100% soon and that all ends well in your case.
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Old 06-03-2008, 09:12 PM   #9
tominboise OP
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So ALLSTATE gave me a claim number and said to mail any invoices to a POB in Dallas, TX, and they would pay me. I have an appointment at the adjuster on Thursday.

Question - should I wait to submit claims for my medical visits and submit one big claim, or should I send in claims as I go thru treatments, etc?
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Old 06-04-2008, 08:27 AM   #10
braindead0
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Might want to find a lawyer.
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Old 06-04-2008, 08:39 AM   #11
D-man
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Insurance companies are in the business of collecting money they will do ANYTHING to NOT give it out. you should be able to submit medical bills and they should pay them without jeopardizing your claim. Any companies that I have had to deal with, are NOT on your side.


ON the other hand blood sucking lawyers are in the business to make money and only care about the 33% - 50% cut they get on a suit. so if you can avoid them you are better off.

just be careful what you sign and what checks you cash. remember YOU did not cause this situation and are entitled to compensation that puts you back where you were before the accident.
IMO

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Old 06-04-2008, 12:00 PM   #12
Lee Keller King
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Quote:
Originally Posted by tominboise
I stopped at a red light at a Tee Intersection, waiting to go right on the red, when all of the sudden - BANG - the bike took a huge lurch and I was snapped back and forth and practically knocked off. And then I staggered off to the right side. THe bike was "stuck" to the front end of the other car. The 20 something gal said she thought I was going thru the light. Which is funny, since I was stopped. Fortunately a coworker was in a car right behind her and saw the whole thing. Cops finally showed up and wrote her a ticket and she appears to have a current Allstate policy. I slightly wacked my left knee on the peg, and my neck is starting to hurt like hell ( I presume from my head snapping back and forth with my helmet on).

We pulled the bike off - my rear license plate holder was bent under the fneder and the exhaust has a mark on it. I rode th ebike to my office but it doesnt' feel as "good" as it did before - i guess the rear wheel is bent or something else. Any thing else I should look at?

I have just filed a claim with allstate, and I am heading up to the doctors office next. Anything else I should do?
Don't say any more than you have to say to Allstate.

Don't give a recorded statement if you don't have to do it.

Keep a "pain diary."

Follow doctor's orders.

Have your bike checked out at a dealer's shop.
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Old 06-04-2008, 12:24 PM   #13
Boston12GS
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Was the 20-year-old girl that hit you hot?













Just kidding, hope it all turns out well for you. Lots of good advice given, particularly on contemporaneous documentation--having your friend write up what they observed NOW, keeping a pain diary NOW, etc. Not sure you need a lawyer for this one, but be patient and make sure you know all your damages (to bike and body) and know what it will cost to set things right, before you take their check.
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Old 06-04-2008, 12:34 PM   #14
Taurkon
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Both my daughters were almost killed a few years back in a car accident (their friend driving was killed). 3 days turned into $300,000 in bills, never mind the final bill after a year of recovery, therapy and the on-going mental trauma endured by both kids. This were the steps I followed (the first few days were kinda foggy so I may be a bit off).

1. Accident happened. First thing is to look after yourself. Seek medical attention from whom ever should be involved. This should include specialists that will examine your neck as well as any other body part that may have sustained damage. Sometimes you don't realize what parts of your body were injured since it happens so fast. Knees? Back? Any body parts that could cause problems in the future. My girls who are now 18 and 19 have arthritis in the hips and knees (these are the minor issues).

2. Contact both your insurance as well as the persons insurance company who hit you. The insurer of the person at fault will give you a case number.

3. (personal opinion here since I dislike the whole sue everyone attitude) Talk to people who have used lawyers and find someone who is not a blood sucking leech but is truely concerned with proper compensation. Imo, sueing every Tom, Dick, and Harry will cause you more time and effort than it is worth, although this situation seems pretty clear cut (you would be suprised what type of spins lawyers can put on an accident though).

4. Once you have a lawyer representing you, listen to him/her and don't deviate. He will deal with insurance companies for you (actually, the insurance company won't deal with you once the lawyer gets involved). He will also advise you in how to deal with medical bills and the repairs to your bike.

5. Don't be in any rush for a settlement. In the long run, you will benefit from some patience.

6. Keep records of ALL receipts, time off work for doctors appointments, miliage, etc... ANY cost to you as a result of the accident.

All the best to you and a fast recovery!
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Old 06-04-2008, 12:57 PM   #15
Moraflex
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Quote:
Originally Posted by a1fa
Word of the wise. Don't take any money until you get your medical taken care off. Send them the final bill + ask for long term damages, in case you need therapy. Also, tripple check damage on the bike. Allstate will not give you any more money once you cash the one check they send you.
Very well said. Live by these words.
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