ADVrider

Go Back   ADVrider > Riding > Regional forums > Canada
User Name
Password
Register Inmates Photos Site Rules Search Today's Posts Mark Forums Read

Reply
 
Thread Tools Search this Thread Display Modes
Old 09-27-2014, 11:40 AM   #1
northern OP
Gnarly Adventurer
 
Joined: Feb 2011
Location: Fort Smith NT
Oddometer: 123
Insurance for new drivers

My 16 year old son passed his motorcycle license test yesterday. Contacted our insurer today about adding him to the policy and they refused. They said he either needs 3 years experience or the motorcycle course. He lives in Whitehorse so getting him the course will not happen anytime soon.

Any suggestions for insurance companies that are motorcycle friendly?

When we moved over to TD they told me that they did not insure all motorbikes but they have insured the bikes I have owned.

So how do I get a 16 year old insured on a KLR650?
northern is offline   Reply With Quote
Old 09-27-2014, 11:50 AM   #2
northern OP
Gnarly Adventurer
 
Joined: Feb 2011
Location: Fort Smith NT
Oddometer: 123
Anybody use Intact?
northern is offline   Reply With Quote
Old 09-27-2014, 12:29 PM   #3
squonker
Eat my shorts
 
squonker's Avatar
 
Joined: Dec 2006
Location: Bee Cee
Oddometer: 4,008
I doubt that it's of any real use, but I know there's a bike course that comes up from Edm every once in a while and does a course over a weekend in YK. Is there a similar thing happens in Whitehorse? These things probably only happen in the spring but riding season is almost over for him until then anyway, right?

Say hi to anyone that remembers me in Smith!
__________________


Ride Report: Canada North to South 2008 here
Drive Report: Ice Road Trucking 2005-2014 here

squonker is offline   Reply With Quote
Old 09-27-2014, 01:28 PM   #4
northern OP
Gnarly Adventurer
 
Joined: Feb 2011
Location: Fort Smith NT
Oddometer: 123
Thanks Ben.

Yes Whitehorse does get the course and my wife is the Dean at Yukon College responsible for Continuing Education, so this might just jump start that idea.

I will say hi to Larry and the boys.

I am heading out for an afternoon ride here in Fort Smith.....
northern is offline   Reply With Quote
Old 09-28-2014, 01:35 PM   #5
BWeber
Gnarly Adventurer
 
Joined: Feb 2014
Oddometer: 201
Keel hauling would fit the crime.
BWeber is offline   Reply With Quote
Old 09-28-2014, 01:47 PM   #6
northern OP
Gnarly Adventurer
 
Joined: Feb 2011
Location: Fort Smith NT
Oddometer: 123
Quote:
Originally Posted by BWeber View Post
Keel hauling would fit the crime.

?
northern is offline   Reply With Quote
Old 10-02-2014, 09:46 AM   #7
Jbone11 11
Studly Adventurer
 
Jbone11 11's Avatar
 
Joined: Jan 2011
Location: Back Home Wintery Ottawa, Bleh!!
Oddometer: 700
I am with Intact, but through a broker here in Ottawa. They've been the cheapest by far....even cheaper than TD which I have my truck and house with.
But I feel yer pain...When I came back from Italy I had to start from scratch for my moto license....and becasue the insurance could give a SH&T about my riding experience abroad I was classed as a "new" rider......If they only knew the things I've seen!

I hope the course offered up your way is of the type that is actually useful and designed for those who can already ride to some degree. If it is the type designed to get you to pass the course...it is a colossal waste of money and time. Nature of the beast in Canada though....
__________________
2011 990 ADV
2000 996 SPS (SOLD)
2002 748E Bip
2003 Honda Hornet 600 (SOLD)
1969 BSA Royal Star - Let the Resurrection Begin!
Jbone11 11 is offline   Reply With Quote
Old 10-09-2014, 10:55 PM   #8
deejizzle
n00b
 
Joined: Mar 2014
Oddometer: 8
Try Aviva
deejizzle is offline   Reply With Quote
Old 10-10-2014, 03:29 PM   #9
northern OP
Gnarly Adventurer
 
Joined: Feb 2011
Location: Fort Smith NT
Oddometer: 123
Winter arrived in Whitehorse last week and the bikes were put away on the weekend. I guess we have the winter to figure this out.

Thanks everyone for your input.

We will start contacting brokers for quotes.
northern is offline   Reply With Quote
Old 10-13-2014, 09:18 AM   #10
Zapkat
Gnarly Adventurer
 
Zapkat's Avatar
 
Joined: Feb 2010
Location: Oakville, ON
Oddometer: 353
I don't know if this will work for you, but what we did was to keep the bike in my husband's name and add our son as a secondary rider. We're with Aviva, FWIW.
Zapkat is offline   Reply With Quote
Old 10-13-2014, 12:51 PM   #11
northern OP
Gnarly Adventurer
 
Joined: Feb 2011
Location: Fort Smith NT
Oddometer: 123
Quote:
Originally Posted by Zapkat View Post
I don't know if this will work for you, but what we did was to keep the bike in my husband's name and add our son as a secondary rider. We're with Aviva, FWIW.
Thanks, that is what we were trying to do. The bike is in my wife's name and will remain in her name. TD Meloche Monnex would not add a driver to a motorcycle policy without 3 years experience or a motorcycle training course.

We are going to shop around over the winter. I have a riding buddy who has had good luck Intact for his bikes. Now to find a local broker who is open other than regular working hours!
northern is offline   Reply With Quote
Reply

Share

Thread Tools Search this Thread
Search this Thread:

.
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is On

Forum Jump


Times are GMT -7.   It's 10:03 AM.


Powered by vBulletin® Version 3.8.5
Copyright ©2000 - 2014, Jelsoft Enterprises Ltd.
Copyright ADVrider 2011-2014