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Old 04-23-2011, 06:52 PM   #31
Cheap Weenie
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Quote:
Originally Posted by PolloAsado View Post
get a beat up r80 and pay 140 dollars a year on liability only
Congratulations. I pay $200 for a nearly new ZX10.
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Old 04-30-2011, 01:05 AM   #32
DieselDog
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Ninja 1000 Insurance

I have a N1K and for full coverage and it added $229 to the policy for the fifth bike insured. I have it listed as a pleasure bike, 3K miles per year and no passenger insurance, no health coverage and $500 deductible. Within a week after purchasing the N1K, I sold a KLR and a KTM and dropped those from my policy and the total outlay was $59 with credits for the two sold bikes. Next year I will expect a full $229 or inflation incremented. I may have to up the mileage because my first month I owned it, I put over 1000 miles on it.
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Old 05-01-2011, 06:48 PM   #33
themocksta
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'10 Z1000 = 500 full coverage per 6 months with allstate

24 year old - no tickets - no accidents - no other policies (everything else is USAA)

Allstate considers it to be a standard - not a sportbike
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Old 05-07-2012, 06:58 AM   #34
kz1000ken
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Quote:
Originally Posted by Rhino View Post

Kawasaki has killed this bike by giving it the Ninja name and the ZX designation!
Another perspective. This is not a BMW or a Triumph, it is a go fast Kawasaki.
It is a Ninja for people who have ridden Ninja's all their life, and now want comfort too.
It's not a touring bike, a real sport touring bike, or a standard.

It has the curb appeal of a "real sportbike". Not an expensive, exotic "yuppie" bike. You ride this thing
like it was stolen, and you park it at "The Spot" and it says Ninja on the side of it.

If you want a sleeper, a sport tourer, a sporty tourer, go buy one. But they scream "Im not a real sportbike" with the
giant exhausts, oversized seats, tall suspension, huge bags that when removed look odd.

This bike fixes the "It doesnt look like a real sportbike, and sport riders don't want a RT / Connie / ST " when they park it at the beach next to the other "squids"

Kawi did right by this bike for what it is. Its a Kawasaki Ninja, A real honest to jed Kawasaki Ninja with all the cred that goes with it.. not an old man's Honda ST1300.

zoom zoom
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Old 05-25-2012, 06:49 AM   #35
CheesyRider
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I'm curious if anyone has noticed if the price of insurance on the Ninja 1000 has gone down at all. I checked into it last winter and the only place with a decent price was State Farm. But, I would have to switch over my cars to get the good price and they charged way more for the cars. Do the insurance companies realize yet that this isn't a ZX-10?
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Old 05-25-2012, 07:23 AM   #36
JSharp
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The rates may go down depending on how many get crashed or stolen. Sooner or later there should be enough history that they can come up with more accurate rates. I also think there are a few companies like Progressive that just don't want to insure any kind of sport bike so they jack the rates so high they won't.

Kawaski caused the issue in the first place giving the bike a ZX serial number sequence...
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Old 05-25-2012, 09:16 AM   #37
arshishb
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Quote:
Originally Posted by JSharp View Post
The rates may go down depending on how many get crashed or stolen. Sooner or later there should be enough history that they can come up with more accurate rates. I also think there are a few companies like Progressive that just don't want to insure any kind of sport bike so they jack the rates so high they won't.

Kawaski caused the issue in the first place giving the bike a ZX serial number sequence...
They should have just called it Samurai 1000 or something. Too many Ninjas in their line up with conflicting identities.
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Old 05-25-2012, 06:09 PM   #38
merc16
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Laugh Rename it next year :

2013 Kawasaki GPZ 1000

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Old 05-27-2012, 09:21 PM   #39
opmike
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Quote:
Originally Posted by arshishb View Post
They should have just called it Samurai 1000 or something. Too many Ninjas in their line up with conflicting identities.
Or Z1000SX like everywhere else.

The damn thing is a fully faired Z1000 for the most part. The name "Ninja 1000" is beyond idiotic.
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Old 05-27-2012, 10:22 PM   #40
Blakebird
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Quote:
Originally Posted by opmike View Post
Or Z1000SX like everywhere else.
It's the ZX1000GCF in the U.S. (2012)
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Old 06-21-2014, 05:37 AM   #41
Dagny_Taggart
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Insurance Driving Decision

Looking at new super nakeds... S1000R, SD1290, Z1000, but what I really want is a 2014 Ninja 1000 based more on Jap reliability. The Ninja 1000 is generally 4 times as much as a BMW S1000R. I don't understand this at all. As much as I like the Ninja, I'm not paying the insurance premium that is being demanded.
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Old 06-21-2014, 11:17 AM   #42
Colorado_Rider
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That might be a major downside to all these new incredible naked/standard bikes. It's just a matter of time before all the insurance companies figure out they are just and dangerous if not more so than sportbikes.
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Old 06-22-2014, 08:32 AM   #43
kwb377
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Quote:
Originally Posted by roadburner View Post
State Farm is displacement only. They don't care about anything else. My cbr1100xx is cheaper to insure than my V92c Victory was.
Not necessarily...

In 2011 I went from an '02 Ducati ST4S (996cc) to an '08 ZX14, and my premium dropped $5/month (full coverage/$500 deductible). When I sold the ZX14 last summer and bought my Ninja 1K, it went back up $6/month, from $32 to $38.

I can't even fathom being quoted $1000/month like others have been.
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