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Old 02-18-2013, 09:26 AM   #1
bikefever OP
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expensive textile suit and crash

Random thought Guys...

As Im on the market for new textile suit I do a lot of reading. Dont mind spending extra money on something high end like Rukka, Stadler, Klim but the only thing that still holds me off is the fact if I go down all big money will land in the bin!
Im aware of all the added safety, comfort and how much more technical these expensive brands are but it can be written off so easily and if so Im gonna need to fork out series lump from my wallet again. Hence, I dont mind spending on quality product especially when getting 5-10 years warranty very often and knowing that such garment outlasts 3 regular ones, but what if I crash?
Did you have same doubts when buying your suits or maybe I understand something wrong...?

(Sorry for mystakes, English is my second language)
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Old 02-18-2013, 09:33 AM   #2
keiji
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No, that's pretty much how it is with most high end textiles. you kind of just deal with it, or move to leather. Some companies will offer repair services, but the cost can be just as much as a more moderately priced garment.

Few riders will say "I wish I spent less on my protective equipment!" After a crash!
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Old 02-18-2013, 09:52 AM   #3
Walterxr650l
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Simple solution is don't crash.

Which is cheaper a $1,000 suit or a $10,000 medical bill. You can get a cheaper suit, but do you trust it in a crash. My $500 suit has had two seams fail and it has never been in a crash. Make me wonder how it would hold up when it counted, and wish I had spent the extra dollors for a more expensive suit. Aerostich will repair a crashed suit (if it is repairable). You might want to research whether the brand you choose will offer the same service.

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Old 02-18-2013, 09:55 AM   #4
Jnich77
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My 280.00 Joe rocket is about 6 years old, had one wreck, brushed it off and still ride with it.
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Old 02-18-2013, 10:09 AM   #5
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Depending on your insurance, your insurance company should reimburse you for items damaged in a crash. This includes gloves, jackets, and helmets. All insurance companies are different, though... best to check with yours.

When I had a slow-speed get-off, State Farm replaced my gloves and helmet. My jacket wasn't damaged, nor were my boots. My gloves were shredded and my helmet had a couple big dents.

Sometimes these damaged items are covered under your auto policy; sometimes they are covered under your homeowner's/renter's policy. Again, it's best to check with your agent. Some insurance companies might not cover these items at all.

I've been with the same State Farm office for 30 years. They know me. I visit them regularly to make sure they have the correct information. This is called "being on good terms with your insurance agent" and it will play off eventually. When it came to my crash, they filed a claim but just wrote me a check there in the office for the gloves and helmet. An adjuster came out to look at the bike in the repair shop, but he wrote me a check same day.

If you really do drop a lot of money on gear — gloves, helmet, jacket, pants, boots — your insurance company can probably also write a "personal articles" policy to cover these items specifically.
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Old 02-18-2013, 10:23 AM   #6
bob393
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I went with a Stitch two piece suite and love it.

I've only been down a couple of times off road and no damage yet, just dirt.
I absolutely agree that no one complains about the price of safety equipment after a crash especially if it saves your ass.
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Old 02-18-2013, 10:47 AM   #7
bomber60015
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]I do not think that leather gear is much more repairable than high end textile gear . . . . .although leather IS more abrasion resistant, and would be less likely to need repair, I beleive the differences are small . . . . . .

Small enough to ignore? That is a very individual decision . . . . I really wear my leathers any more, as the convenience of my two-piece Roadcrafter makes it the gear I reach for most every time.

Your English is fine!
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Old 02-18-2013, 11:44 AM   #8
Mr_Gone
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Quote:
Originally Posted by bikefever View Post
Random thought Guys...

As Im on the market for new textile suit I do a lot of reading. Dont mind spending extra money on something high end like Rukka, Stadler, Klim but the only thing that still holds me off is the fact if I go down all big money will land in the bin!
Im aware of all the added safety, comfort and how much more technical these expensive brands are but it can be written off so easily and if so Im gonna need to fork out series lump from my wallet again. Hence, I dont mind spending on quality product especially when getting 5-10 years warranty very often and knowing that such garment outlasts 3 regular ones, but what if I crash?
Did you have same doubts when buying your suits or maybe I understand something wrong...?

(Sorry for mystakes, English is my second language)
Oh, yeah, I forgot to mention: you're English is pretty good. You've got no worries.
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Old 02-18-2013, 11:51 AM   #9
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First off, I am always impressed when people learn english as a second language, and you are doing just fine.

Second- yes, it sucks replacing crashed gear. Your options are buy cheap gear and sacrifice protection, or buy leather. I would always wear leather because I do not see it as inconvenient myself, but offroad its the farthest thing from ideal, so I wear Motoport.

Personally, I cannot afford motoport. I bought mine used, its too small, and sometimes get uncomfortable. But, all the pads stay in place exactly how they should, so it "fits" as far as protection is concerned. If I wreck it- I hope I dont- and it becomes unwearable, I will probably spend another few hundred bucks on a high end used suit.
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Old 02-18-2013, 02:14 PM   #10
lhendrik
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I didn't know that insurance would cover jackets, etc. I know Progressive covered my helmet twice. They also covered my $3000 in accessories once I provided a list.

I suppose as the price of good gear escalates, we can expect that a rider could be attached to a policy to cover the jacket, for a fee of course. Considering a Rukka or equivalent suit can cost upwards of $2,000 this is not so farfetched.....

Bottom line though is, get the best gear you can swing, it will pay you back in agony and $$$ in the event of a crash. That said it has yet to be proven (?) that the high ticket gear protects you any better than any lower priced that meets government standards, such as they are.
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Old 02-18-2013, 02:26 PM   #11
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When I was hit by a truck several years ago, the other insurance company covered the cost of my 'stitch, which was undamaged despite my ragdolling 60' down the road. The suit was damaged when a sleeve was cut open to the shoulder for the EMTs to get an IV started. They also covered a replacement helmet and the GPS I had on the bike.

I limped away mostly okay, my right groin muscle was partially torn off my pelvis when I was ejected off the bike. No bones broken, no road rash and nearly no bruising.
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Old 02-19-2013, 03:44 AM   #12
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Quote:
Originally Posted by Twilight Error View Post
When I was hit by a truck several years ago, the other insurance company covered the cost of my 'stitch, which was undamaged despite my ragdolling 60' down the road. The suit was damaged when a sleeve was cut open to the shoulder for the EMTs to get an IV started. They also covered a replacement helmet and the GPS I had on the bike.

I limped away mostly okay, my right groin muscle was partially torn off my pelvis when I was ejected off the bike. No bones broken, no road rash and nearly no bruising.
The other insurance co would have to pay for any property damaged as a result of their drivers negligence anyway... I wonder if protective clothing falls into the definition of the vehicle and it's equipment.. for instannce in a one vehicle accident.. I'm going to check on that.. and that may vary State to State as they all have a different standard policy form
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Old 02-19-2013, 04:42 AM   #13
atomicalex
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You're paying for creature comforts up in the Rukka range. TBH, how much do you want to enjoy your ride? Waterproofing the way you like it and suitable vents are worth spending on for sure. IMO, the safety is largely even in the middle tier of gear, so get what you want.

Motorrad (the magazine) did a big textile review some years ago, and for protection, there was a sharp cutoff around 250€ for the whole suit - above that, everything was rather equal. Below it, not going there. They concluded that you pay for goodies, but protection is protection, and if it meets the standard, it meets the standard.

There seems to be a lot less variance in the protective attributes of textile gear than helmets.
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Old 02-19-2013, 06:44 AM   #14
lhendrik
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Quote:
Originally Posted by atomicalex View Post
You're paying for creature comforts up in the Rukka range. TBH, how much do you want to enjoy your ride? Waterproofing the way you like it and suitable vents are worth spending on for sure. IMO, the safety is largely even in the middle tier of gear, so get what you want.

Motorrad (the magazine) did a big textile review some years ago, and for protection, there was a sharp cutoff around 250€ for the whole suit - above that, everything was rather equal. Below it, not going there. They concluded that you pay for goodies, but protection is protection, and if it meets the standard, it meets the standard.

There seems to be a lot less variance in the protective attributes of textile gear than helmets.
I agree with this. Regarding creature (me) comforts: Got the Rukka gear last year, and having the waterproofing on the outside, so it doesn't get soaked and I don't need liners, is great. The fit and finish is significantly better than the RP2 it replaced.
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Old 02-19-2013, 08:24 AM   #15
Law Dawg (ret)
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Quote:
The final proof of our claims: If you ever crash in any of Motoport’s Kevlar blended jackets/pants or one piece suits and the damage cannot be repaired, we replace the damaged gear for FREE!!!
Motoport and it's custom made for your size.
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