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Old 10-01-2013, 06:28 PM   #1171
blk-betty
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Just plugged this bike into the Progressive website....if adding it to my existing policy with the same coverage as the other three in my garage, the annual policy increase is $144.....total of $908/year for 4 bikes.

Who knew there was such a difference between individuals?
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Old 10-01-2013, 07:15 PM   #1172
HapHazard
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Quote:
Originally Posted by blk-betty View Post
Just plugged this bike into the Progressive website....if adding it to my existing policy with the same coverage as the other three in my garage, the annual policy increase is $144.....total of $908/year for 4 bikes.

Who knew there was such a difference between individuals?
It's very scientific and actuarial - they use this instrument to determine premiums:

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Old 10-01-2013, 08:25 PM   #1173
Hughlysses
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Quote:
Originally Posted by blk-betty View Post
Just plugged this bike into the Progressive website....if adding it to my existing policy with the same coverage as the other three in my garage, the annual policy increase is $144.....total of $908/year for 4 bikes.

Who knew there was such a difference between individuals?
Wow- that's a hell of a difference. Maybe they figure you can only ride one at a time so the chances of an accident on any one of them go down as you add bikes?
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Old 10-01-2013, 08:36 PM   #1174
dirtdreamer50
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Where you live makes a big difference, too. Living in the Houston area, we are charged higher premiums, even if, like myself, have had no tickets or wrecks in over 30 years. Have Progressive and have never filed a claim either and still am paying almost $2000 a year for four motorcycles.
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Old 10-01-2013, 09:45 PM   #1175
dman
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Back to the FZ09

I rode one at the demo at the Laguna WSBK. Very nice. In the past 6 months I have ridden the new HyperStrada, Tiger 800 roadie and the NC700x. I own a Wee and a Ducati Monster. The demo route was about 30 minutes with some slow riding in and out of the track, and a brisk out and back about 10 miles each way on twisty, hilly Laureles Grade road. The basic platform was nice for a mid-size (by today's standards) naked: good seat, riding position, clutch, trans and brakes. Really strong brakes. Awesome motor! Smooth, torquey, and still loved to rev. Throttle response was sensitive in Std and A modes, but I think you could acclimate. B mode was fine with no noticeable lack of power. I think people who compare this with a Wee or NC700 or even Versys are missing the point. This is a naked supersport with a standard riding position and non race spec - but still good enough for 99% of us - brakes and suspension. Or it's a Supermoto with buckets of smooth power. In fact it reminded me most of the 821cc Hyper but frankly more refined and comfortable for 40% lower cost. Sounds heretic , and I own a Ducati, but I know a good bike when I ride one. Thanks Yamaha for the opportunity.

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Old 10-01-2013, 10:01 PM   #1176
GrahamD
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Quote:
Originally Posted by dman View Post
In fact it reminded me most of the 821cc Hyper but frankly more refined and comfortable for 40% lower cost.
Blasphemer !! Off with his head.

What you are supposed to write is...

Quote:
Originally Posted by dman View Post
In fact it reminded me most of the 821cc Hyper but frankly with less character and a more cotton wool feel for 40% lower cost.
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Old 10-02-2013, 01:09 AM   #1177
Cortez
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If you guys had the insurance crap we have here.. you'd all be very
quiet and happy with your premiums..

They just look at displacement here, and there's no shopping around,
all insurance companies are within $5 of each other for the same bike
and relative to the average monthly income here, they're all very high.

If you own a bike in the 500-750cc category, you're gonna give your
one average monthly paycheck to the insurance company, half that
for a 250-500cc bike, but twice as much if you own a 1000+ cc bike,
even a cruiser with a mighty 50hp engine.

When you add up that the fuel costs twice as much here, bikes 50-70%
more, and tires 50% more.. it turns into a very expensive "sport".
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Old 10-02-2013, 06:53 AM   #1178
MookieBlaylock
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Quote:
Originally Posted by dman View Post
. I think people who compare this with a Wee or NC700 or even Versys are missing the point. This is a naked supersport with a standard riding position and non race spec - but still good enough for 99% of us - brakes and suspension. Or it's a Supermoto with buckets of smooth power.
those bikes have some wind coverage which lends more utility, that version of the 09 will be the one for me
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Old 10-02-2013, 07:09 AM   #1179
Croak
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Originally Posted by MookieBlaylock View Post
those bikes have some wind coverage which lends more utility, that version of the 09 will be the one for me
Screw wind coverage. After years of big windscreens or full fairings, coming back to a mostly naked bike a couple years ago was a revelation. Don't like the wind, buy a car, is my thinking. :)
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Old 10-02-2013, 08:40 AM   #1180
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Originally Posted by Croak View Post
Screw wind coverage. After years of big windscreens or full fairings, coming back to a mostly naked bike a couple years ago was a revelation. Don't like the wind, buy a car, is my thinking. :)
to each his own, i had a speed tripple before and it was magic getting up to 75 mph but then pretty sketchy having to fight the blast and forget about the occasional trip to go to jail speeds for more than a couple minutes
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Old 10-02-2013, 08:56 AM   #1181
Croak
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Originally Posted by MookieBlaylock View Post
to each his own, i had a speed tripple before and it was magic getting up to 75 mph but then pretty sketchy having to fight the blast and forget about the occasional trip to go to jail speeds for more than a couple minutes
I've been out cross country touring on my Tuono for weeks at a time, with a fair amount of sustained "over 80" speeds, and rode it year-round Vancouver. Granted, it's got a bit of a fairing and screen, just a gussied-up flyscreen really.

But I greatly prefer clean air these days and it's doubtful I'll ever go back to a full fairing bike. I just make it a point to have a good slippery helmet, ear plugs, and appropriate gear.
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Old 10-02-2013, 09:39 AM   #1182
SAPB
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Originally Posted by Hughlysses View Post
Wow- that's a hell of a difference. Maybe they figure you can only ride one at a time so the chances of an accident on any one of them go down as you add bikes?
Yikes, $430 per year on my C14, $628 for the FZ. The C14 was actually less than my naked SV. Maybe I don't need one after all. Not sure if one of the "other models" with the same engine to come will be less "dangerous" in the eyes of the insurance bean counters.
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Old 10-02-2013, 10:28 AM   #1183
swimmer
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Originally Posted by dirtdreamer50 View Post
Where you live makes a big difference, too. Living in the Houston area, we are charged higher premiums, even if, like myself, have had no tickets or wrecks in over 30 years. Have Progressive and have never filed a claim either and still am paying almost $2000 a year for four motorcycles.
Yikes. I am not even sure what I pay for insurance it's slow low. I think $75/year to cover my Tiger 800. Allstate.
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Old 10-02-2013, 10:35 AM   #1184
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I want to hear it with a slightly louder aftermarket pipe on it. I love the sound of barky 3's, 6's, and 12's. Unfortunately, stock, the FZ-09 sounds like a blender - or worse, a BMW K75.
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Old 10-02-2013, 12:44 PM   #1185
Croak
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...the FZ-09 sounds like a blender - or worse, a BMW K75.
Nothing not made in Milwaukee sounds that bad. :)
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