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Old 02-28-2014, 11:33 AM   #1
markgsnw OP
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Joined: Jan 2002
Location: Portland, Oregon US
Oddometer: 3,586
Oregon MC insurance?

Can anyone in Oregon recommend a MC insurance provider?

My wife just pointed out to me that I'm paying $80/month for MC insurance on the Norge through Liberty Mutual, nearly $1000/year. I do have fairly robust insurance, and when I've checked carriers in the past who advertise MC insurance, they have been even higher. BTW, I have zero recent citations or accidents. I realize that there is a great variety of coverage levels.


Any suggestions? Thanks!
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Old 02-28-2014, 11:57 AM   #2
Scott_PDX
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Joined: Oct 2010
Location: Portland...the newer one on the left side.
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Progressive.

Even worked with them on a claim and it was handled very smoothly.

Plus I can call flo and make changes at 9:45 on a Sunday night instead of track down an agent during business hours.
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Old 02-28-2014, 12:43 PM   #3
WB-PDX
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Location: Where young people go to retire
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Originally Posted by Scott_PDX View Post
Progressive.
+1, used them for 8 years, never a problem. Never able to find a better deal.
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Old 02-28-2014, 12:51 PM   #4
caminante
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Location: The Emerald City
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I've had insurance through three providers: Progressive, USAA, and Geico. All have been fine.
Geico is the only one I had to make a motorcycle claim through and drop-to-check was about six weeks for a totalled bike.
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Old 02-28-2014, 12:55 PM   #5
zedx9
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Joined: Dec 2007
Location: Central Oregon
Oddometer: 276
I just switched from Liberty Mutual to Allstate about 10 months ago. I had Progressive for a while but they pulled a slippery move so I dropped them. Allstate beat Progressive on my two scoots. YMMV
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Old 02-28-2014, 01:53 PM   #6
markgsnw OP
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Joined: Jan 2002
Location: Portland, Oregon US
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Wow, I just checked Allstate's on line quoterator, their high zoot plan is about half of what I'm paying now. Good stuff.
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Old 02-28-2014, 07:59 PM   #7
Almost There
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Progressive has always been cheaper for me.
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Old 02-28-2014, 10:22 PM   #8
soyanarchisto
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Location: Sunny PDX
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another progressive customer
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Old 02-28-2014, 10:56 PM   #9
peterman
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Joined: Jan 2006
Location: Springfield,,,,like the Simpsons,,,orygun
Oddometer: 13,256
progressive here also,,buy it by the year, paid in full, and always renew before expiration,,,,,multiple bikes get a discounted rate.
I go full coverage on all bikes, regardless of worth.
I told my agent, "if a tree falls on my bike, or it gets covered by a rock slide, stolen, burned in a forest fire or washed away in a flood, or the seat gets eaten by bears,,,I want a replacement!"
She asked, "does this happen often?"

Maybe not,,, but I am covered if things go OhShit!, plus some added, tho limited, roadside assistance,,,but you'll only need that if you ride a BMW!
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peterman screwed with this post 02-28-2014 at 11:04 PM
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Old 02-28-2014, 11:05 PM   #10
smilin jack
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Joined: May 2008
Location: Lebanon Oregon
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Foremost

Quote:
Originally Posted by markgsnw View Post
Can anyone in Oregon recommend a MC insurance provider?

I'm paying $80/month for MC insurance on the Norge through Liberty Mutual, nearly $1000/year. Any suggestions? Thanks!
Foremost Insurance works for me. $80/year (full coverage, fire, theft etc) on the CB250 and $142/year on the DR (full coverage, fire, theft etc). Have had them for about 8 years now.

Maybe it makes a $$$ difference that I'm a grandpa rider with no tickets.

Dave
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Old 02-28-2014, 11:45 PM   #11
oldmonkeybut
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Joined: Jan 2009
Location: Western Rain county, Oregon
Oddometer: 2,417
Dairyland has been very good to me for a long time. I have three bikes with them. A R1200GSA, XR650L and my TC185. No problem with a major claim. Didn't drop me or jack my rates. They did refuse my 450 KTM so I went with Progressive for that. Neither one of them wanted anything to do with my Ural so it is with State Farm.
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Old 03-03-2014, 09:28 AM   #12
effensteve
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Joined: Feb 2010
Location: The far east (of Oregon)
Oddometer: 626
progressive for me. decent rates and good service. The claims agent actually took an adv ride report to verify the damage on my old klr and sent me out a check within 10 days payable to me. Great experience
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Old 03-03-2014, 01:27 PM   #13
EmptiMind
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Joined: Apr 2011
Location: PNW
Oddometer: 458
Washington guy now, but when I lived in Oregon same thing. Progressive. They gave the best rates. I've had one claim, and it was incredibly easy and was cut a check within a week.
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Old 03-03-2014, 04:10 PM   #14
Mr Dual Sport
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Location: Bend, Oregon
Oddometer: 1,380
State Farm for me. I've had the same agent for almost 18 years now. Under $300 a year for liability, comprehensive, uninsured motorist, and $15,000 of personal injury with no deductable. I've had to use the personal injury. No issues, no hassels including physical therapy.
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Old 03-03-2014, 04:23 PM   #15
Mr Dual Sport
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Shop around for sure. I had my business insurance through State Farm till I got a quote from Liberty Mutual that was almost $800 a year less for the same coverage.
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