So I'm trying to understand the different riders for Adventure Sports when comparing international medical insurance plans. Two of the plans I'm looking at are IMG and World Nomads. When I give a quick read of the IMG Rider, I get confused. Does this mean anything that happens to me during an Adventure Sports situation will only be covered up to $25k? Cause that is a very low amount as compared to the possibilities with motorcycle accidents and compared to the other coverage rates IMG offers within the plan, outside of the Adventure Sports Rider: In calls with World Nomads, they confirmed you are not limited in your coverage by the type of accident (through adventure sports, or otherwise), whereas IMG appears to do that above... Anyone have any experience?