I took an early retirement the first day of eligibility which gives me around 50% what I was earning. I would be fine, but I must pay a pension for my youngest son. My ex wife was really affraid that I would be tempted to skip that. I gave her 12 checks for the year, sold or gave away every dam thing I had and I left. I'm back where I was when I quit school at 15. I remember i worked for oil rig companies in Alberta 12 to 16 hours a day 7 days a week. I did 2 runs a year between 6 to 8 weeks a year. I manage to traveled all around the world 7 years in row from 18 up to 25. This past summer I picked fruits in BC. I did 3 stretches of 3 weeks to pay for my son and for an around the world health insurance. This can be repeted around the world I also did some work away in Canada, Colombia, Ecuador which is a good way to save money, to discover new culture among other things. I saw some kid from around the world making 200$ and up a day their entire summer. Then went to Australia or new Zeland doing the same thing.