Arizona MC insurance

Discussion in 'West – California, the desert southwest and whatev' started by ChrisC, Oct 19, 2012.

  1. ChrisC

    ChrisC Amal sex?

    Joined:
    Feb 25, 2003
    Oddometer:
    6,317
    Location:
    Prescott, Arizona USA Earth
    I find myself about to pull up stakes here in upstate New York (yes!) and head for Northern Arizona. I just got a quote from Progressive for insurance on my two bikes that blew me away. They want to more than double my policy to almost $600 for a 10 year old 640A and a 1945 BSA.

    That is just fuckin' stupid... :norton

    Anybody want to throw out some good carriers for the Prescott area?

    Thx, Chris
    #1
  2. HoosierTrailmaster

    HoosierTrailmaster Just an Old Grizzly

    Joined:
    Apr 17, 2008
    Oddometer:
    2,531
    Location:
    Under the Tucson Sun
    That doesn't seem right, I have a '10 990 ADV, '02 650R and and '01 XR 400 and it is about $400 a year in Tucson with Progressive. But then again, you have to check and see what the policy details are.
    #2
  3. cyberdos

    cyberdos Easy Bonus Loop

    Joined:
    Sep 2, 2005
    Oddometer:
    31,977
    Location:
    Queen Creek, AZ
    I've got geico and I insure 3 bikes (liability only) for under $300. Insurance is considerably lower here than in NY. Take that to the bank.

    [edit] OK, I dunno wtf I was thinking with that number but I just checked my policy and for the 3 bikes I pay $165/yr. 15/30 on 95 VFR, 01 DRZ400 and 98 ktm380. Which reminds me I've got to drop the 380's insurance. :cry

    so yeah, get a quote from someone else.
    #3
  4. Morgan Steele

    Morgan Steele Been here awhile

    Joined:
    Jan 21, 2012
    Oddometer:
    256
    Location:
    Scottsdale, AZ
    According to Bankrate, NY is 2nd and AZ 12th for expense of premiums. So, there's a chance at some savings but not too much. In AZ, motorcycle insurance rates factor in the reality that we have year around riding as opposed to back east.

    Your best bet is to bundle and shop around. Good luck and welcome to AZ!
    #4
  5. rhino105

    rhino105 Been here awhile

    Joined:
    Mar 14, 2007
    Oddometer:
    161
    Location:
    East Mesa Az
  6. Crashed Bad

    Crashed Bad Big man, little bike

    Joined:
    Feb 5, 2006
    Oddometer:
    2,253
    Location:
    Set the controls for the heart of the sun
    I've used this allstate agent for years. if you combine with renters/homeowners policy and auto, the bikes drop quite a bit. I've paid as liitle as $28 year for liability. Your zipcode for home adress will affect yoru rates as well as personal credit.

    Chris King Allstate

    <!--AGENT DESINGATION--><!--pro_AddressLine1-->3014 N Hayden Rd Ste 117
    <!--pro_AddressLine1-->Scottsdale, AZ 85251
    <!--pro_Phone-->P: (480) 425-0773
    <!--pro_Phone--><!--pro_Fax-->
    #6
  7. KTMSER

    KTMSER Big bike friendly

    Joined:
    Nov 7, 2006
    Oddometer:
    2,771
    Location:
    Six feet from hell Phoenix AZ
    I have been with these guys for 13 years....

    TD Insurance

    1430 East Indian School Road
    Suite 240
    Phoenix, AZ 85014

    602.254.3208
    602.274.3463
    http://www.tdinsuranceaz.com
    #7
  8. DirtRider....

    DirtRider.... Wandering Turtle

    Joined:
    Nov 19, 2008
    Oddometer:
    285
    Location:
    Southern California
    I have State Farm local office in Havasu for my 08 KTM 450... your quote sounds high but i'm sure it depends on your driving history and coverage.
    #8
  9. bisbonian

    bisbonian Long timer

    Joined:
    Nov 8, 2007
    Oddometer:
    1,126
    Location:
    Bisbee, AZ & Banamichi, Sonora
    Add a second "rider" to your policy.

    I added my wife to my motorcycle policy, she has no motorcycle license and has never ridden, and my policy dropped by something like $40.:deal
    #9
  10. AZbiker

    AZbiker Crunkin' with crackers

    Joined:
    Mar 30, 2005
    Oddometer:
    6,954
    Location:
    Phoenix, in the Arcadia area
    When I first moved to AZ I got a quote from Progressive. They evidently don't want to write motorcycles in this state.

    I am with American Family. This is my agent's website: http://insurance-agency.amfam.com/AZ/steve-l-joannes/

    Never had any problems with AmFam. Rates are very reasonable.

    My old agent's name is John Cole. He was also a good agent but decided to strike out on his own. Here is his info:


    Cole Insurance Specialists, Inc
    8148 E State Rt 69
    Prescott Valley, AZ 86314
    (928)775-0160

    (928)775-0099 Fax

    Good luck and welcome to the Free World.
    #10
  11. ChrisC

    ChrisC Amal sex?

    Joined:
    Feb 25, 2003
    Oddometer:
    6,317
    Location:
    Prescott, Arizona USA Earth
    Thanks for all the input. Much appreciated... :freaky
    #11