I am looking at buying another bike. I want to buy a used bike. My Credit Union has pre-approved me for more than enough to buy what I'm looking for. The problem is that the credit union won't issue a check without a title and I'm sure most owners aren't going to send a title to the credit union without a check for full payment. No problem if you're buying a motorcycle local or from a dealer. But as we know, you very rarely find what you're looking for locally and many times it is out of state. I will have a down payment of at least half of the purchase price. Have any of you run into this and how did you handle it without asking the owner of the bike to bring it to your credit union?