I'm thinking about a trip to Europe this summer/fall, and started looking into all the little bits and bobs that go along with that. One tidbit I came across is that USAA (which is now open to everyone for banking services) offers a "chip and pin" credit card as of about a month ago. Fairly handy for those times when a magstripe card won't work, but they still charge 1% as a foreign transaction fee. I think I'm going to skip it and just do the debit card and ATM route like I've done in the past, but I thought others might be interested to know about it. I assume other banks also offer chip and pin cards, but USAA is the first one I heard about, and I just got off the phone with them. Anyone know of others, particularly anyone offering a debit card?