Dairyland insurance dropped me WTF??????

Discussion in 'Equipment' started by taosgsr, Aug 23, 2012.

  1. AKjitsu

    AKjitsu Been here awhile

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    I've gone to Farm Bureau. A 1200 Mutlistrada and an FZ-6: $730/year for top flight coverage. And I live in an area where insurance rates are outrageous because of so many uninsured illegals.

    I've had one claim and FB paid off right now, no guff.
    #21
  2. Noone

    Noone Long timer

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    WWW.bike-line.com
    #22
  3. propilot10

    propilot10 Been here awhile

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    Try USAA if it's available to you. You or parent or spouse must have served in the armed forces. I pay 556$ a year full coverage on a 2012 990 adv for the most coverage they allow. Service is the best. Last year my wife totaled her 4runner. Blue book was 18k we got a check for 25.5k based on actual market value. The accident involved 5 cars and was not her fault. They paid us right away even though the insurer for the party at fault was still sorting it all out. Not exactly info directly related to your smaller bike they might be able to help. I highly recommend them.
    #23
  4. One Less Harley

    One Less Harley OH.THAT'S GONNA HURT

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    I have Markel Insurance- have or have had liability on a 1976 Honda MT250 (two stroke on/off road), 1970 Triumph T100C, DRZ400S (dual sport), BMW R80 G/S and R1150RS (full coverage). Never any problems and liability is pretty cheap.
    #24
  5. SportEvo

    SportEvo Been here awhile

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    but i don't think they write motorcycle insurance (at least in Texas). they pointed me to Progressive.
    I use Dairyland. Only complaint is insurance for my ktm 350exc-f. they said it's a dirt bike. i told them it's street legal from the factory (with a key, blinkers, horn, etc). Didn't matter. Computer says it's a dirt bike.
    Just my $.02.
    #25
  6. propilot10

    propilot10 Been here awhile

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    Is this in ref to usaa? They told me the same. Had progressive. Called usaa to refinance the bike and they asked why I didn't have it insured through them. I told her that I was told they didn't insure bikes in California. She said they had a glut of new hires that didn't know and signed me up on the spot. Cut my premium by more than half. Might be worth calling and speaking to a manager. But then again they might not insure bikes in Texas.
    #26
  7. jules083

    jules083 Long timer

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    Hmm....

    I've been told by USAA for the last 8 years that they don't insure bikes. Maybe that changed?

    I use progressive now, based on USAA's recommendation and my own price shopping. It's kinda funny, I recently dropped minimum coverage on a 1974 DT125 and added full coverage, $100 deductible, and roadside assistance on a 2005 KLR. Premium went DOWN $3 every 6 months. :huh
    #27
  8. XC Rider

    XC Rider Motorcycle Vagabond

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    Had the same issue with Dairyland a couple months back when I aquirred a 2007 KTM 525 EXC. Was unable to get a straight answer as to why they would not insure this bike, but had not problems insuring my KLR, or my DRZ. Basically what it boiled down to was that this bike was on a list of theirs for bikes that they would not insure for whatever reason.

    So I switched to the gecko. :D
    #28
  9. AviatorTroy

    AviatorTroy Long timer

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    Same here. I fired progressive (for purely political reasons) and went with the lizard for all 6 of my bikes and they were cheaper too! And I carry way more than legal minimum liability.

    I've priced them all, with the same coverage limits, and Geico beat them all, even with my Progressive Berkshire Hathaway family discount.

    USAA for our cars, I've always been told they don't do bikes.
    #29
  10. propilot10

    propilot10 Been here awhile

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    You actually made me go look at my proof of insurance card. Yup. It's usaa. So I guess they insure bikes. I insure the house cars etc with them. Maybe that has something to do with it.
    #30
  11. Baroquenride

    Baroquenride Everyone dies, but not everyone truly lives.

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    USAA stopped doing mc insurance several years ago and they now go through Progressive for mc insurance. I get a pretty good rate with Progressive via USAA. Now, for those that still have mc coverage with USAA alone, you've been 'grandfathered' in and they will continue honoring it, but no longer do it on their own for new folks. That's why some folks have USAA mc coverage. It's because they've had it for a looooong time.
    #31
  12. propilot10

    propilot10 Been here awhile

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    Not true. Bought my bike in late may. Haven't had a bike to insure in years. Only been insured with usaa for the last two years. I posted a pic of my proof of insurance card. It's usaa. I had progressive which usaa steered me towards originally but after talking to the right person I now have usaa. Not sure what the deal is but I have usaa and it's a new policy and less than half the cost of progressive for much better coverage. Maybe the gal liked the sound of my voice? Call em up, if you get a female give her your best Barry White voice and see what you get. Lol.
    #32
  13. propilot10

    propilot10 Been here awhile

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    I nuked the pic of my proof card. Maybe she pulled some strings for me. ??Don't want to be canceled because some inmate walks in with a copy of my card as proof they insure bikes and blows the whistle on me. Haha
    #33
  14. propilot10

    propilot10 Been here awhile

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    I was thinking I can call usaa and find the gal that sold me the policy and forward that on to any who are interested.
    #34
  15. propilot10

    propilot10 Been here awhile

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    Just got off the phone with USAA. Here's the skinny.

    They provide coverage in just a few states. California (must have mc enforcement a min of three years in this state), Michigan, New Hampshire, New Jersey, (no requirement for these states) and lastly North Carolina (only liability in this state). I know the OP was in Texas and this doesn't help him but maybe some will find the info useful.
    #35