So, a couple of weeks back (wanted to post sooner but welcomed my daughter on the 19th) I had a Deer jump out from my left and get whalloped by my Left Pannier. These were stock Panniers, and it ripped the one on the left off, ripped the pannier bracket 3 ways from Sunday, bent my subframe (Actually bent my passenger foot pegs which are on the subframe) and did some minor cosmetic damage. The BIGGEST surprise however... I didn't go down. This was my first close call on a Bike and although I muttered a few expletives, and was all over the road, nearly in the ditch on both sides of the road, I came out still on top of my Bike and didn't go down. Hell, I even made the Ferry to get to work and then put in a full day at work. Had to go back that night to grab what was left of my pannier and also to get whatever I could find that came shooting out of it (lost a nice insulated coffee mug). Progressive insurance (USAA doesn't do motorcycle here in Washington) came out and I was more than impressed. $2400 after my $500 deducible. Deer whistles are now on the bike and Jesse Bags are going to be ordered next month!