heres how to get a Europe Green card (insurance)

Discussion in 'EMEA' started by rtwdoug, Jan 11, 2012.

  1. MichaelJ

    MichaelJ Long timer

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    Thanks - looks like they're providing the minimum level of insurance as required by law. Appreciate the info.

    When I get back home in a couple of days, I'll check what coverage I got and will post coverage and cost here

    Trying to convert everything to apples for comparison.
    #81
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  2. nickguzzi

    nickguzzi Long timer

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    Living in an EU country, we all get automatic Green Card cover as part of our regular insurance. It must
    provide the minimum legal required.
    Some policies in some places will be more generous, or you can buy more cover - depending on the fine print and the various terms and conditions, and here at least, age of vehicle and rider. Not to mention the condition of the policy holders licence.
    #82
  3. DavidM1

    DavidM1 Unicorn hunting

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    I would think that's just 3rd party. My insurance covers my bike in the EU to the same level as I have in the UK, and get-you-to-a-garage breakdown cover.
    #83
  4. nickguzzi

    nickguzzi Long timer

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    My bike is too old and not worth enough to warrant comprehensive. I can't get comprehensive for overseas travel anymore. I did try several companies. Not bothered now.
    But the car is, Green Card cover is only 3rd party and all the recovery, both here in UK and abroad, and home start stuff is an add on - it's with the same company, but not on the same policy.
    Maybe if I shopped around - but the present cost is attractive.
    #84
  5. MichaelJ

    MichaelJ Long timer

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    Back home. Green Card issued by AXA in Köln. It does not state what the coverage limits are.
    #85
  6. FlyingWheel

    FlyingWheel Been here awhile

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    ok folks, here is a new discovery in this area, it may seem obvious to some here, but it was not obvious to me and it DOES make A LOT of difference. i spoke to Ivo and Polly at motocamp and they said they can't do it if bike is registered in Europe. They were very nice and helpful, great guys!

    Green card insurance is only available for bikes that are not registered in europe...go figure. So you have to bring your bike. This detail makes buying a bike in Europe complicated...

    Anyway, thought this would be a good thing to clarify. if you are planning on buying a bike locally this is not going to work.
    #86
  7. FlyingWheel

    FlyingWheel Been here awhile

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    so, now that I know it's impossible to use Green Card for bike registered in Europe, what are my options now? I have a european registered bike
    #87
  8. MichaelJ

    MichaelJ Long timer

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    A bike registered in Europe already has European insurance - which usually also provides a green card. At least for EU countries.

    Only if you're buying a European registered bike. US & Canadian registered bikes come up for sale on occasion. I just sold one.
    #88
  9. FlyingWheel

    FlyingWheel Been here awhile

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    we have a european registered bike. what do we do?
    #89
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  10. petertakov

    petertakov Adventurer

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    Where did you got that from? Certainly not from me.
    #90
  11. FlyingWheel

    FlyingWheel Been here awhile

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    sorry I did not mean to make it sound like you said it. I was simply asking if you knew of solution... :) :) :)
    #91
  12. lhendrik

    lhendrik Putins Puppet

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    FlyingWheet: What is the problem? You say you have a bike registered in Europe...What country is it registered in? Are you using that bike? If it is registered in Europe then you have insurance. That insurance covers you for use of your bike in the rest of Europe. Have you talked to your insurance company? They will provide you with a Green Card that shows where you are covered.

    What am I missing here?
    #92
  13. nickguzzi

    nickguzzi Long timer

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    A UK vehicle is normally plated for the life of the vehicle.
    A UK registered bike is not automatically insured - I have several out in the garage awaiting rebuilds.

    Sometimes the juxtaposition of numbers and letters make a "registration mark" desirable as a vanity plate. These can be sold and you obtain a new "age related" number, or you may acquire a vanity plate - the obverse.
    The latest iteration of numberings, the govt holds back what it thinks may become a vanity plate to sell them on later.
    Number plates are bought by the vehicle user from private makers - usually only once, but you can buy replacements. Sometimes with illegal spacings/fonts to enhance the vanity in them. There are occasional crackdowns.

    Paying Vehicle Excise Duty is part of the process of legalising it for road use. Vehicle insurance is entirely separate, although you cannot tax a vehicle without first obtaining insurance. (and MOT if over 3 years old).

    A UK registered vehicle can be SORN'ed (Statuary Off-Road Notification, to be renewed annually) and so becomes "deactivated" but still registered. You can do this through the year, many people do so if the winter conditions are unfavourable.

    Each European State within the EU has very different laws and procedures for registration and insurance. Europe, outside the EU, things are as you find them - different again.
    #93
  14. lhendrik

    lhendrik Putins Puppet

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    Thanks NickG. I thought things were "interesting enough" here in the US (New York in my case), where registration requires proof of insurance.

    My point is that if you have a bike registered, then the process of getting it legal for the road requires insurance, just as it does here in US

    So, to FlyingWheel: Is your bike road legal in the country you live? Have you talked to your insurance company?
    #94
  15. Blind Warrior

    Blind Warrior Lost in the Ozone

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    I once tried buying an Irish registered bike in Ireland. Even though I am an Irish citizen no Irish insurance company would sell me insurance because I was non-resident.
    #95