Insurance after suspention

Discussion in 'Australia' started by Storm Shadow, Jul 26, 2013.

  1. Storm Shadow

    Storm Shadow Thread Ninja

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    Since I get my licence back soon I need to insure my bike since insure my ride cancelled my insurance.

    It seems most insurance don't insure you for 5 years.

    So who actually insure you after a suspention.

    I've had 1 ticket in. 15 years of riding 34 years old on a vfr800. Just a 6 month roadside suspention

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    #1
  2. Moyston

    Moyston oh oo too fast!

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    what did you loose yr license for?...you say 5 years insurance dont touch...was that drink driving or speeding?? as im in insurance y i asked
    #2
  3. Canary

    Canary Been here awhile

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    Not true Stormy.

    Son just got his licence back and had to declare the suspension and his premium is dearer for the next 3 years.
    #3
  4. Storm Shadow

    Storm Shadow Thread Ninja

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    Speed

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  5. Storm Shadow

    Storm Shadow Thread Ninja

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    Which insurance?

    All the ones I've looked at say we won't insure anyone who's had a licence in the last 5 years



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    #5
  6. Eddywoodgo

    Eddywoodgo two wheeled nomad

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    Sadly I been in the same boat.
    All my bikes are insured with qBE, despite 2 suspensions in 5 years
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  7. Storm Shadow

    Storm Shadow Thread Ninja

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    Ill ring them on monday. Seem a all the bike specific insurance won't insure me. Nrma do at 800 bux.

    Shannons. Insire my ride. Famous won't and a few others

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  8. Canary

    Canary Been here awhile

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    AAMI and GIO would insure my son.

    GIO would have increased premiums for 5 years and AAMI for 3 years.

    You just have to notify them of the time of the suspension eg: January 2013 meaning you will have increased premiums for 3 or 5 years from then. Not from when you get your licence back.
    #8
  9. Storm Shadow

    Storm Shadow Thread Ninja

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    well atleast im 6 months closer lol.

    ill ring them up on monday and start getting qoates
    #9
  10. Moyston

    Moyston oh oo too fast!

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    yer the dedicated motorcycle insurers will ask you and if you say no and u have a crash etc, they will check and iif u have they wont honor claim as you lied when took out insurance. However the bigger companies do, RAcv do as well and don't even ask you if you have lost your licence. They don't even ask you if you have a criminal offense.
    but you will pay for it in the premiums . i lost mine and had to have no insurance for 3 years as same...just cldnt get anyone to take me..luckily, no claims and now insured
    #10
  11. Eddywoodgo

    Eddywoodgo two wheeled nomad

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    I provided a full traffic history to QBE, with 2 suspensions. They have paid out a 5k claim when I binned the Beemer.
    Cost me around $500/ year premium
    #11
  12. Big Willy

    Big Willy two dementional

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    Try Youi...they get you
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  13. Storm Shadow

    Storm Shadow Thread Ninja

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    farg, i did there online qoate, it started with we have sent you a text and it just ended with, you are a preferred customer, we will call you.
    #13
  14. Storm Shadow

    Storm Shadow Thread Ninja

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    Previously my insurrance was around the 400 buck a year mark. but ehres the list ive made so far

    AAMI 1,046 value 12600
    NRMA 861.93 Value 15,990
    Qbe 748 13,000 – + 4000 riding gear
    Swann Maxi Rider Comprehensive 971.93 15750) they had a sports bike cheaper policy which doesnt allow people with previous licence suspentions.)

    Youi – Youi – 726 14000 agreed + 2600 accessories

    Gio – Cant Find Bikes/Dont Do Bikes
    RACQ - Cant Find/Dont Do bikes
    Insure my Ride No
    Shannons No
    Famous/Arista No
    #14
  15. Eddywoodgo

    Eddywoodgo two wheeled nomad

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    QBE promise to bet other prices so shop around before you talk to them. Play ya cards close to your chest and listen to thier offer first
    #15
  16. Storm Shadow

    Storm Shadow Thread Ninja

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    cheapest so far but they said they cant insure the bike for more than i paid for it even with the accessories added onto it. so 13,000 was the most they would pay. and only when i get my licence back not a minute before
    #16
  17. Storm Shadow

    Storm Shadow Thread Ninja

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    well i think youi is the cheapest by 20 bucks, but have a 90 day 1000 extra excess on new policies, and no cover what so ever for unlisted drivers, not an unlisted driver excess. so if somebody does decide to borrow your bike and crashes it, it be very expencve.

    qbe is the next cheapest one, although only insure it for 13000.

    anybody ive missed that i havnt thought off in my list?
    #17