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Discussion in 'Americas' started by Arte, Feb 1, 2010.
Ouch. Good he's still here
Is that Schizzman on the billboard? Is that a 'wanted' billboard?
Liability insurance is to get you out of a potential jam/keep you out of jail.
Motorcycle damage/theft insurance is on an inanimate object - for your own bike, this depends upon how you value a piece of metal.
MedJet insurance really isn't for you when you think about it. Who cares about you**. I'm concerned for your family - how are they going to get your sorry rear end out of Mexico if you're broken and they want you home. Look at it not from a selfish perspective, look at it from the perspective of your loved ones.
**I'm being a bit facetious here with "Who cares about you", but I think most people will get the point.
If you bust it up and sit in any hospital, not just a Mexican hospital, when you could be transported the next day to your hometown, it will only take that one time and you'll be buying MedJet the rest of your life.
For the so-inclined, a PayPal link has been set up to donate to Justin's recovery fund HERE
In related news, JDowns is punting his El Mirador hike plans and is breaking off from Guatemala to head to Justin's hospital.
Keep Justin in your prayers/thoughts, and factor in what happened into your own risk management protocol the next time you travel south.
Now, imagine if he was at fault and someone in the truck had been injured. Suddenly things get really complicated.
As it stands, he is damn lucky. Why? We'll let Jim Redman, the old school gran prix world champion explain with two of his best quotes. First, in case of an accident, it isn't the slide, it is the sudden stop that is troublesome. Second, in case of an accident you first have to survive the "first aid".
Compound femur break is probably one of the more dangerous fractures other than a rib through the lung, makes getting traction on it really difficult and transport really complicated especially at the side of the road in Central America.
The Two Moto Kiwi spill was interesting. Not sure what happened there, I thought maybe she had been distracted and lost the road for a second at the wrong time and was off in the weeds before she knew it.
Looks to me like a woman seeking information on a missing father of her new infant. Can anyone see how much the reward is and where to claim it?
Insurance is a great investment.
It appears the Pelican case and it's contents also survived.
Those damned Canadian mining companies!
Hey Eakins, when are you coming through? Send me a PM, when you get a chance, I need your feedback on something.
Interesting stock chart, interesting silver price chart, so Mr Brains for Rocks is this company worth considering as an investment opportunity..
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I am looking into https://online.piu.org/online_major_medical/start?id=a11dcc0e9a0440d139b125d85e04d772 and Medjet.. Plus I will have full coverage bike insurance with a high medical coverage. If for some reason I ended up in an accident that caused a multiple car accident and heaven forbid other injured people I want to have my bases covered.. I have no desire to spend any time in a Mexican hospital or prison.. For basically $225 you can have the peace of mind that your bills will be covered, your bike and gear will be covered, and you can get home.. That may be steep for a week, but something bad in a foreign country could be a life changer..
In recognition of this fine graduate thesis I award you a PhD on the subject of Risk Management.
On an associate note, I understand those who have budget limitations. However, it is exactly for the budget limited that I recommend MedJet and liability insurance. When you're traveling south of the border, accidents don't know what kind of budget you have. It is exactly for when you are laid up in some hospital with a compound fracture of your femur, this is the occasion when your already taxed personal financial situation is about to become painful. You will still need to come home, and somebody, probably you, is about to spend literally thousands of dollars to repatriate you.
Justin now has a PayPal account set up and it remains to be seen what the cost of his accident turns out to be and whether or not donations will cover the cost of getting him home. You do not want to be in the ???? situation in a foreign country. WhiskeySmith's intial medevac bill from Mexico was in excess of $25,000 until he got it negotiated lower.
On bike coverage, there are policies being offered with pretty high deductibles and maximum payouts for theft, fire and collision. Read the policy. Also note that many times a week long policy is just a few dollars less than a much longer policy. So if you are thinking about more than one trip in the next 12 months, look into that angle as well.
that Marco Zamudio was quite the painter. http://www.enkil.org/2009/11/01/marco-zamudio-realismo-pasional/
Here's a photo of Justin. The quote/photo was lifted from John's ride report.
Good Luck to you too Justin.
"The crew deduced that the North Koreans didn’t know what the finger meant. In the subsequent propaganda photos of the crew, their middle fingers were firmly extended to the cameraman. When the North Koreans questioned, the crew described it as the “Hawaiian good luck sign.” "
I got a health policy from FrontierMedEx that includes air evacuation to a hospital near home and will even pay for someone from home to come to where you are to help get you home. Given this flurry of information I will have to go over it again in more detail. My reading of the MedJet Assist Web Site is that it has an annual membership and only covers flying you home in the event of illness or injury. It does not apparently cover your initial hospitalization. I got a Mexican moto insurance policy for six months for $231.44. $300,000 combined limit for property damage, bodily injury, fire theft and collision. My SPOT coverage will pay up to $50K for search and rescue with a limit of 2 incidents per year. The insurance agency I worked with was efficient and pleasant. PM me if you want any details. I think the MedJet program looks pretty good but might be redundant in my case... I will have to double check that now.
That pic of Justin's hospital room is the best MedJet Assist ad I've ever seen. Will soon renew my annual policy.
Craneguy and I have been busy testing our new secret product. This is one that will have us literally swimming in pesos!
It can't miss, it is coming out just in time for Christmas! It will be available only in Mexico in the finest of "tiendas de auto servicio", the upscale ones, such as Oxxo and we really had to be hardnosed when negotiating with Carlos Slim. I can't tell you how many times we left the boardroom table and headed for the door calling his bluff. We finally got him to agree to our terms. That Craneguy really makes his presence felt at the corporate level. The coffee he brought me was always really hot and fresh and the little towelettes he thoughtfully placed on the tray kept me feeling "fresh and invigorated" during the heavy moments. I must say, those Brits really do understand decorum and protocol. I think he learned it in India.
This is a niche product, not for everyone.
We opted for product placement right beside the Noche Buena display.
No animals were harmed during the processing and field testing of this product. In fact, the Mystery Rider is using it as a chupacabra repellant and he says it is working to 100% efficiency because he hasn't seen one in his garage in at least week.
You know how many cases of this we can move at a BMW rally here?
Who needs insurance or a Med Jet when you are wearing this?
Gentlemen, we bring you...
"You know Mexico is safe, when you smell like Mexico is safe".
And I thought we were getting on top of that smell with the moist towelettes!
It's a magnificent scent. Do you have any idea how difficult it was to blend the aroma of expensive coffee, suicidal donkey and topes?
Oh, and I only make my presence felt at Christmas. I can't stand waiting to open them on Christmas morning...
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Even Peña's motorcade riders have MedJet
And liability insurance
Optonal: And full motorcycle damage/loss insurance (provided by the Mexican taxpayer)