I generally ride about 30K/yr and havnt had an incident in 10 yr This past tuesday evening I was riding the Ural to look at a friends truck. I was headed north, She was headed south and made a left turn in front of me. I swerved to the right and ALMOST cleared her. I hit her lf bumper. The bike flipped a time or 2 and I landed across the intersection. I broke my fibula and a little sore but otherwise pretty good. I had on my hi-vis Darien ,hjc helmet, gloves, and A* boots She was cited and has insurance..