I finally coughed up the dough for a decent set of bibs and jacket. I am very pleased with the Klim gear. Very easy to get on and off. Great accessability to base layer. Comforable and very warm! It was 35* F and windy when I rode in today. I only wore shorts and a t-shirt underneath and was toasty warm. A+++ for the Klim gear. Kicking myself for waiting so long.