Looking at a thread in the Vendor forum reminded me of the Lap Covers or Lap Aprons made for scooters. Here's a link to the scooterworks page (out of stock at the moment) if you want an idea of what they look like. There are several vendors out there that make 'em--here's another link from Metroscoot as well as the link to the other ADV thread. Looks like the Stella will be my primary commuter this winter (I'll be doing a nightly 5 mile x2 ride--too short to bother with the GS) so this might work out. I tried one briefly some time ago and liked it, but can't remember which brand it was.