Mexico Insurance

Discussion in 'Americas' started by knim14, Nov 11, 2011.

  1. Snownut

    Snownut Adventurer

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    I looked at AAA but the coverage seemed very minimal.. They were great for getting me maps and a big touring book for mexico but I'm feeling like I would like a little better coverage than their Mexican counterparts offer. Maybe I need to explore it a little more..
    #21
  2. operaflute

    operaflute Starving Artist

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    Haven't spent a lot of time doing a side-by-side (yet.) The quick quote I got seemed comparable to the bajabound company, however. Definitely warrants careful consideration!
    #22
  3. Habibi Rocks

    Habibi Rocks Banned

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    #23
  4. Sjoerd Bakker

    Sjoerd Bakker Long timer

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    AAA for Mexico CAR insurance or out of country HEALTH insurance ????
    I have been dealing withh AAA /CAA for out of country health insurance a number of years .
    AAA/CAA does not provide Mexican AUTO or Motorcycle insurance. There may be a few AAA outlets in US border areas which as a courtesy sideline might deal in Mexico Vehicle liability insurance ,I have heard, but they would still be selling insurance for MEXICAN registered insurance companies.
    For health insurance CAA/AAA has now instituted a new questionaier for applicants and it contains a whole bunch of new questions which will weed out anybody with any kind of medical issue or force them into higher priced categories. Do you have a heartbeat ? Yes ? - sorry that is a pre - existing condition, you now qualify only for plan J :rofl
    #24
  5. operaflute

    operaflute Starving Artist

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    You can buy it online via Arizona AAA (Mexican Auto insurance) but you are correct - the providers are Mexican companies.
    #25
  6. Snownut

    Snownut Adventurer

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    Do you recall the coverage they were offering you? One site I was trying to get a quote from wouldn't quote my Versys for some reason. I think some of it has to do with the bike.. I compared my KLR to my Goldwing (just for curiosity sake) and my wing was more than double the price.. I'm still in the same boat as you as far as in the middle of figuring out how the process all works.. Just received an e-mail from my friend who I'm going down with, he mentioned you may accompany us for some of our ride?
    #26
  7. operaflute

    operaflute Starving Artist

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    Why, hullo! (Yes, it's me) It seemed that there were a couple of different coverage options. Liability, total theft, partial theft... To be honest, the extent of my initial research has been to answer the question "'round about how much is this gonna cost me?" I'm going to have to go back and look more closely at the details, but I think I'd end up paying $80-$100 for the little XT for a week.
    #27
  8. Snownut

    Snownut Adventurer

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    Lol, I didn't get much from the AAA affiliates. For my Versys it was a 3rd party liability and legal assistance only for $38.28 (7 days), not showing theft or partial theft even being available, which I would kind of like.. I wondered if it would be different for my KLR but still the same Liability only.. The quote is through AAA's counterpart Grupo National Provincial.
    #28
  9. operaflute

    operaflute Starving Artist

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    Huh, wonder if it's the bike or the state. I have different options for my AAA membership in AZ than are available in other states. (Which makes me nuts, because the AAA AZ moto coverage is not as good as that in other states!)
    #29
  10. Snownut

    Snownut Adventurer

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    I never had used AAA for Utah because in years past they didn't cover moto towing or road side service. Two years ago I saw a commercial and called to verify and they had just added it. I've never had to use it but it seems like cheap peace of mind for Auto or Moto..

    Just checked for a quote with mexadventure (ACE Seguros) and their quote is for full coverage and is more of what I was looking for $94..

    Coverage Type: Full Coverage with Liability
    Territory of Mexico: Full Territory (All of Mexico)
    Note: All Daily policies automatically cover the ENTIRE country of Mexico.
    Amount Insured: $6,000.00
    Full Coverage Includes: $6,000.00 for Collision, Total Theft, Fire, & Glass
    Partial Theft & Vandalism is also covered!

    Liability Coverage Includes:
    Property Damage $100,000 ~ Bodily Injury $100,000 per person / $300,000 per accident
    Medical Payments: EXCLUDED : Motorcycles are not eligible for Medical Payments
    Medical Payments cover the driver and passengers of the insured vehicle
    Other Included Coverages
    Legal Assistance: $20,000 Bail, Bond, Legal Fees
    Road Assistance: Emergency towing, repairs, and referral
    Deductibles
    Physical Damage: Fixed $500 for all vehicle types
    Total Theft: Fixed $1,000 for all vehicle types
    #30
  11. Sjoerd Bakker

    Sjoerd Bakker Long timer

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    Snownut, et al. are getting away from the OP question which was about MEXICO INSURANCE
    You lads are comparing rates for USA insurance and this is of NO use in Mexico , also you are confusing me by not giving the length of time covered by the rates in your examples- is that a year or a half year...a month ??? But pointless for Mexico question anyway.
    I just did a post about this over on Is Mexico Safe..... here
    http://advrider.com/forums/showthread.php?t=546927&page=747
    #31
  12. Snownut

    Snownut Adventurer

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    Sjoerd Bakker, I apologize for posting in a manner which you found unacceptable and felt of no value to anyone. It seems that I am seeing more and more people being criticized for evidently not upholding a special standard, or high quality post which is acceptable to the all the viewers of this forum.. Its nice to feel so warm and welcome in a forum consisting of my two wheeled brothers and sisters on the road.. I could stick with lurking if that will meet your approval..

    PS, post #28 indicates we were talking about 7 days, post #30 indicates the quote I received was from ACE Seguros a Mexican company (policy) who Mexadventure evidently is associated with..
    #32
  13. operaflute

    operaflute Starving Artist

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    It may not have been clear that the AAA option I brought up was for Mexican Insurance. But you purchase it via the AAA Arizona website. No idea if that service offered through AAA in other states or Canada.
    #33
  14. Snownut

    Snownut Adventurer

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    It was clear to me... Granted I had already investigated AAA and knew their quotes were through Mexican Insurance companies..

    And from your post #25...

    #34
  15. Sjoerd Bakker

    Sjoerd Bakker Long timer

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    Whoa, slow down Snownut , lighten up and chill out :lol2, No need to take it so personally.Sheesh , if you are that sensitive you are in for a rough ride everywhere. It was just an off the cuff observation about keeping the posts on topic and clear enough in each post so as not to confuse readers who may just be entering the thread at some point without the need for them to analyse and collate all posts preceding.
    PS did you really mean to say "invaluable" or ought that have been " not valuable". ?? Not quite the same meanings .
    #35
  16. Snownut

    Snownut Adventurer

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    Off the cuff observations are like assumptions and you are most likely aware of the problems they create. Almost any post that one jumps into could be misleading or lack understanding without investigating the larger portion of the post string. I personally wouldn't try to discredit or parent (ie children, we are off topic here) someones post without reading the entire post to understand what was being discussed. It has become clear that there are some very strong personalities on this board and I've become aware that some members are not willing to let someone else have an opinion. As well there are some extremely arrogant people here and I'm sorry to say I don't really have much toleration for arrogance.. I'm not accusing you of being arrogant, but indeed I may have been a little defensive because of the tone..

    That being said, I do apologize IF I jumped the gun.. The yelling in your post may have been what threw me off..

    What all does your book cover for Mexico, is it mostly Hotels?
    #36
  17. Sjoerd Bakker

    Sjoerd Bakker Long timer

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    Yelling ? oooops :ear . Not being a computer owner nor twitettertweeter or boobtuber I had to sit and think for a moment and then it kind of dawned on me that I once heard that in those circles it is considered yelling ,I guess , if capital letters are used . I just as a habit put things in CAPITALS to give a bit of emphasis and clarity , not at all intended as screaming and hollering at anybody , .
    It was only a bout a month ago that sombody showed me how to actually underline a word by hitting the U logo at the top left of this form when composing a post . But I am having no luck in repeating the various steps required so I just fall back to capitals. .
    http://advrider.com/forums/showthread.php?t=207964&page=7 gives more details than I can type in my limited computer time before supper.But my book has hundredds of hotel listings, and a pile of information for the beginning Mexico traveller


    Cheers
    #37
  18. acejones

    acejones Long timer

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    Just my two cents regarding SB's book(s). Worth its weight in gold.
    #38
  19. BobLoblaw

    BobLoblaw Comfortably Numb

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    OK since we're all having fun today and it's not too often anyone can catch Sjoerd making a spelling mistake, it's actually questionnaire :D
    #39
  20. tricepilot

    tricepilot El Gran Payaso

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    You all are getting fruitcakes for Christmas
    #40