SB you ARE!!! getting cantankerous in your old age? :huh Take it easy on the guy! FWIW & to get this (decidedly minor)"lively exchange" into perspective: Snohut , you've decided to reproach one of the most civil, helpful & seasoned Mexico travelers on ADV. I don't know that I've ever noticed any semblance of SB being what would be called fully pissed off, merely always willing to share benefit of his many travels via constantly monitoring these Mexico travel threads for those times he can interject a bit of wisdom via experience. To the point perhaps but not a dicey guy. Now, getting back to the topic of Mexico travel insurance-I'd like to see a solution to the time of coverage/cost problem. On bike trips I've gone for over a month each time but far less than 6 months but end up paying for 6 months insurance as it's cheaper than the month at a time rate. My "ideal policy" would be one with a reasonable amount of liability & also theft coverage for the bike @ say $4-5k level- Solution is??? I've bought from several of the larger sellers(they all pretty much sell the same basic Mexico insurers) & I've have been told by seasoned ins. agents that high levels of liability are a waste in Mexico as they are generally not "sue crazy" as in USA.One guy salid in umpteen years in the business he'd never seen a suit over -it was less than $10k I've also read the opposite that you need high levels there too. Seems most Mexico policies don't allow bike theft coverage either. SO: Time of coverage vs. costlogical amt. of liabilitytheft coverage??? BTW,I actually like fruitcake-the high dollar Corsicana,Texas kind-not the crappy dimestore version. Of course, fat chance that the above will send me one so said simply in defense of fruitcakes that are the "real ones"!