NC Insurance for KTM 200

Discussion in 'Southeast, The Lair of the Dragon - The Blue Ridge' started by Bob Arthur, Apr 28, 2011.

  1. Bob Arthur

    Bob Arthur some "Kid" ...

    Joined:
    May 24, 2005
    Oddometer:
    1,301
    Location:
    New Bern, NC
    Hey all:

    I have a 2003 KTM 200 EXC that I have insured in NJ with Rider.. I relocated to NC with the military and even though NJ is still my state of legal residence, Rider won't insure the bike b/c I store and use it in NC and they do not cover NC.

    I had a sweet policy with them $72 a year for liability on a dirt bike. What states are you all using for NC and what kind of rates are we talking ? I was going to hit up Progressive and possibly Geigo. Thanks a lot. Bob
    #1
  2. uraberg

    uraberg whosaberg?

    Joined:
    Apr 21, 2009
    Oddometer:
    707
    Location:
    Buffalo, NY
    I was paying $45 a year with geico for for a '93 350 husaberg here in NC
    #2
  3. Gotlabs

    Gotlabs Killing with kindness

    Joined:
    Jun 7, 2008
    Oddometer:
    654
    Location:
    Locust Grove, VA
    I used progrssive through usaa and had decent rates.
    #3
  4. SpeedyG942

    SpeedyG942 Gas Man

    Joined:
    May 23, 2008
    Oddometer:
    460
    Location:
    Raleigh, NC
    I recently shopped insurance a bit here in NC.
    I have 2 bikes on the policy, 100/300/100 liability coverage along with uninsured/underinsured coverage.
    First bike is 92 R100GSPD 2nd is 08 KTM 450- State Farm quoted $120 for 6 months, progressive was about the same, and today it is underwritten by Penn National- they were slightly cheaper (by about $20) but I can't remember the exact $....previously I had a policy with Southern Guaranty (for similar rate) but local agent dropped them & moved most everything to Penn National.
    I thought that Flo would have hooked me up more considering that I also have a RV policy with them but they quoted higher....guess they gotta pay for the TV ads somehow :lol2 From my experience I have not been able to get cycle coverage combined (aka discounted) with other vehicles.
    Bottomline is I pay just under $200 a year for 2 bikes.
    #4
  5. CplRooster

    CplRooster I'm a what?

    Joined:
    Aug 3, 2007
    Oddometer:
    1,878
    Location:
    Raleigh, NC
    I may have you beat, but I have USAA insurance for my vehicles.

    I have a 07 KTM 525EXC and a 2000 Honda VFR800 and I pay less than $50 a month for both o f them. And that is with an "at fault" accident, 2 years ago.:clap

    So, if you are active or prior service military family, you owe it to yourself to at least check out USAA.
    #5