I got hit Saturday by an eighteen year old girl that decided to turn left from the right hand lane. I am fine. The bike, not so much! Well today I came to realize she has no insurance. Does anyone have any experience with this type of dealings? Where do I go from here? I have Progressive Insurance and am covered after a $250 deductible but I really don't want to file a claim if it is going to hurt me in the long run. Yes, she got multiple tickets. Not sure what for but I am waiting in the officers complete report.