nonrepairable vehicle status.. anyone deal with this ?

Discussion in 'Crazy-Awesome almost Dakar racers (950/990cc)' started by Just Paul, Sep 23, 2013.

  1. Just Paul

    Just Paul Pro Cat Herder

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    Hey Inmates,

    I have a 2007 KTM 990 that has 50K mileage on and I was hit by an SUV on the freeway in stop and go traffic and the bike came out pretty fine with just lite scratches on the handgrips and crashbars except there was a small dent on the frame due to the handlebars twisting so hard it dented the frame...

    Long story short the dented frame totaled out the bike and made the bike a nonrepairable vehicle that cant ever be registered.
    read here http://www.dmv.ca.gov/vr/nonrepair.htm

    Has anyone ever gotten around this ? I doubt it..

    I am thinking of swapping the frame with a clean frame that already has a title
    Thx,

    Paul
    #1
  2. brents347

    brents347 Trusting my Cape...

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    Paul,

    I got around it by arguing with my insurance company and not accepting the non-repairable vehicle title. I argued that it was MY vehicle and I would be the one to decide if it could be repaired or not.
    It worked for me. Then when I had to buy the vehicle back from the insurance company I told them I wouldn't pay much since they told me it was unrepairable. :lol3

    Brent.
    #2
  3. Just Paul

    Just Paul Pro Cat Herder

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    Who is your insurance ?
    #3
  4. zgfiredude

    zgfiredude RMAR

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    Brilliant! :freaky
    #4
  5. brents347

    brents347 Trusting my Cape...

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    Man, I have no idea! Not AAA, but one of the big ones. Maybe State Farm? Not one of the newer companies like Geico or Progressive.
    #5
  6. crazybrit

    crazybrit Long timer

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    You had a long argument with your insurance regarding a non-repairable vehicle title plus it sounds like a fairly long discussion regarding buy-back value and you don't know the name of your insurance company :eek1
    #6
  7. Just Paul

    Just Paul Pro Cat Herder

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    I have State Farm and was hoping you would say you did also and maybe you could refer me to someone you talked to who might be able to help.

    My claim has been turned over to the total loss department and the guy is saying there is no way
    #7
  8. The Oracle

    The Oracle Adventurer

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    That's exactly what I was thinking....:huh
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  9. Supahflid

    Supahflid Wheelieless

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    True story bro! :lol3

    To the OP, any chance you could take the bike to a shop and have them determine the bikes' fitness for use? Also, I wonder if it would be worth the trouble to have the affected welds x-rayed to determine if there is any cracking, especially around the triples where the force was applied?
    #9
  10. Bronco3738

    Bronco3738 Mike

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    I you are swapping the frame the title is off the new frame not the one with the non repairable status. It doesn't matter what happened to your frame only the history of the frame you're moving your parts to.
    #10
  11. brents347

    brents347 Trusting my Cape...

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    Yeah, but this was after my house fire and I had no less than 4 open claims with 3 different insurance companies at the time! One thing the MS has taken from me is I have literally NO short term memory. Go back 10 years and I am a little better... a little.

    Paul, I didn't speak to anyone special, just the adjuster who was handling my claim. We never met face to face, it was all done by phone. She never saw the car. After she said "non-repairable" we went back and forth for about a week before she finally went to a superior to get the clearance to give my a salvage title. Honestly, I think it was just the easiest way to get me to go away!

    Sorry I can't be of more help.

    Brent
    #11
  12. crazybrit

    crazybrit Long timer

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    Sorry man, I had no idea. Talk about sticking foot in mouth (me). Totally understandable that you'd have a hard time recalling stuff.
    #12
  13. el queso

    el queso toda su base

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    This. If the new frame doesn't have a title, you can always buy a new one from KTM.
    #13
  14. JUNAC

    JUNAC Straight Shooter

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    My insurance co said the same thing about my Honda. Check my link below for pics and tell me it couldn't be fixed.
    #14
  15. Boatman

    Boatman Membership has it's privileges ;-)

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    A friend just did this,,,, you have to send KTM the cutoff steering head with the VIN... they stamp the old VIN on the new frame. This would result in the same issue as the OP is having,,,, non-repairable or salvage title.
    #15
  16. Just Paul

    Just Paul Pro Cat Herder

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    Correct... my current VIN is now marked as None Repairable with the California DMV and State Farm..

    I am checking with KTM on if I buy a new frame will I get a new vin and new title
    Or I may sell it out of state.. its only marked None Repair in California DMV and possibly with State Farm also..
    #16
  17. BigNastybrp

    BigNastybrp Big Nasty

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    Paul buy the frame off ebay or adv best would be one in this state and in no-op. lets swap it out you can take all your parts for a new one or want if I can take my time I can swap it out. but it will take time Maybe I will get it off you, butt get it back don't give $9000 in after market parts go. :freaky
    #17
  18. Just Paul

    Just Paul Pro Cat Herder

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    I am keeping the Bike.. its in my garage... looking to do a frame swap. I found a frame but its a salvage title.. I got the link you sent but just don't know about the 950.. I will post a new thread and see what the inmates say
    #18
  19. Boatman

    Boatman Membership has it's privileges ;-)

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    For curiosity I called a couple KTM parts warehouses and asked about buying a frame to tuck away for future needs (Super Enduro). I was told they will only replace a frame/VIN not issue a new unit.

    Pretty sure your VIN will always be branded, no matter the state or insurance company. Not sure if any other states are the same but in NY they drop the salvage title after 10 years and you can get an unbranded title.
    #19
  20. Lennys

    Lennys Been here awhile

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    Harley guys do this all the time, have this frame cut and fixed
    #20