OT: Life Lock - Worth it?

Discussion in 'The Rockies – It's all downhill from here...' started by Greco, Jan 24, 2013.

  1. Greco

    Greco Braap!

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    Never had a problem, just trying to justify the $300 year.
    #1
  2. Junglerot

    Junglerot Hodor!

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  3. 60wag

    60wag Been here awhile

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    That is pretty funny. I had heard their ads and wondered if they actually did anything for the customer. :rofl
    #3
  4. Greco

    Greco Braap!

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    This may be the shortest thread ever. :rofl
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  5. doc_ricketts

    doc_ricketts Thumper jockey

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    Most people know LifeLock as a scam that tried to get advancement through funding politicians and still have many many ads on Fox stations. There are basic things to do regarding identity thefts and research will put those in sequence without needing something like LifeLock. The LifeLock people need to be in jail.
    #5
  6. MaParkerColo

    MaParkerColo Been here awhile

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    Why do I think with the millions he has probably made scamming people he can probably restore his own good credit?

    Couldn't have happened to a more deserving person I think :norton
    #6
  7. ecubed

    ecubed LFC Cat

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    I was just thinking the other day that the BANKS should offer this service; free; as a SERVICE.

    How many large corporations, banks and governments have been hacked? Many, many....They have a few more coin for computer security than me and they still get hacked. HTF am I supposed to do this?? Oh, sorry...I have a STRONG password....Get real.

    Banks should back up your money no questions....none of this deductible stuff either.
    #7
  8. lmychajluk

    lmychajluk Long timer

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    Yeah, I think they have the same parent company as Lojack.
    #8
  9. HellSickle

    HellSickle Scone Rider

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  10. VxZeroKnots

    VxZeroKnots Long timer

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  11. Greco

    Greco Braap!

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  12. doc_ricketts

    doc_ricketts Thumper jockey

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    LifeLock was one of Rush Limbaugh's favorite advertisers, since they were one of onlly two left backing his show after his most famous outburst.
    #12
  13. MeterPig

    MeterPig Meh

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    I sent that link to a friend who wrote this back:
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  14. 250senuf

    250senuf Long timer

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    Did he mean "it shouldn't involve any easily obtained info" ?

    edit: the title should have had a question mark
    #14
  15. MeterPig

    MeterPig Meh

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    yeah, he meant shouldn't.
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  16. sliverstorm

    sliverstorm Adventurer

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    It's difficult to figure out how exactly to do that. SSN is like a password of sorts; no system based around passcodes could be particularly better.

    A system asking you secretive personal questions poses the challenge of, how do you gather all that secret info?

    A biometric system that scans your fingerprint or retina can be spoofed, and once your retinal pattern or thumbprint is leaked, it isn't like you can ever change it. Thumbprint of course is a terrible choice as you leave prints on everything you touch, but it is the one people are most familiar with.
    #16
  17. MeterPig

    MeterPig Meh

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    Do you know how easy it is to get someone's SS number? It's scary easy.
    #17
  18. murgatroid42

    murgatroid42 Great Adventurer

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    From the article:
    Lifelock promised in ads that its $10 monthly service would protect consumers from identity theft. The company also offered a $1 million guarantee to compensate customers for losses incurred if they became a victim after signing up for the service. The FTC called the claims bogus and accused LifeLock of operating a scam.​
    $1M of coverage sounds good, but probably too good to be true.

    Yes, they should be responsible for not verifying identity when giving out loans or cash. So should credit card companies and merchants. But they do not.

    My home insurance policy offers identity theft protection for less than $10 a year, with a $2500 maximum payout. It's half a loaf. :dunno I would not pay $300 a year, but $10 for something might be worthwhile. On the other hand, might not be worthwhile, since the odds of identity theft are not that high, but $10 does not break the bank.

    Long ago, when I was single, I received notification that someone named "Mrs. Murgatroid42" tried to apply for a personal loan from a lower-tier loan agency. It did not affect me, and I don't know who applied in my name. (probably a BSC ex-girlfriend??).
    #18
  19. RideFreak

    RideFreak Torque Junkie

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    Many already do that (ask secretive questions) that go back years, often obtained from old credit reports no longer in circulation but I'm not sure how secure that is.

    I agrre with the above, the liability should fall on the companies that incorrectly extend credit and $$ to the thiefs.
    #19
  20. sliverstorm

    sliverstorm Adventurer

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    Don't think I'm saying SSN is a good system. Just saying there are rather a shortage of good systems at all :lol3
    #20