At the company I work for, there is talk about the health insurance requiring that if you participate in "high risk" activities, they are going to issue minimum safety equipment requirements to be covered. I asked specifically about motorcycles. Was told that motorcycle riders must attend an approved safety class every 2 years, and we will have a minimum gear requirement. They are taking about 3/4 or better helmet, over the ankle boots, motorcycle spec gloves, and motorcycle spec jacket. There is going to be a bunch of angry people if this goes through, it's not just motorcycles.