Travel Insurance - Self Hire Enfields

Discussion in 'Asia Pacific' started by BroomBroom, Oct 15, 2017.

  1. BroomBroom

    BroomBroom n00b

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    Hello,
    This is probably a really boring, obvious question and am surprised a quick forum search turned up no answers. My first post too, so really sorry if it's been plonked in the wrong place

    I'm off to S India in a few weeks and we have a pair f Enfield rented for two- three weeks. My normally good/ flexible insurance broker simply will not cover me for bikes over 125 cc (which is odd as they are the British Mountaineering Council and happily insured first ascents of remote Himalayan peaks, but lets not try to understand the logic of insurance company...).

    Are there any recommendations for companies that will provide cover? Just for clarification, we are talking about the 'travel insurance' sort of cover for medical costs and repatriation, etc, not 'road liability/ damage' vehicle insurance.

    Many thanks,
    #1
  2. Mark Manley

    Mark Manley Long timer

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    The Post Office travel insurance has in the past but do ask as policies change from one year to the next and read the cover carefully, I have travel insurance with my Nationwide account which covers me for any bike up to 125cc but only bikes I own above that, it is a bit of a minefield.
    If you are in Southern India I can recommend the road from the coast up to Ooty then on to Coimbatore and Munnar, the road south out of here is in my opinion one of the best biking roads in Southern India.
    #2
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  3. BroomBroom

    BroomBroom n00b

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    Oct 14, 2017
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    Thanks for the lead, Mark! Very helpful. And the route tips! Any other India tips are more than welcome.

    I read the PO documents and gave them a call and can confirm they do indeed (to my surprise) cover motorcycles as an activity. Engine sizes up to 1500 cc (yes, two zeros) and rentals included. The policy specifically excludes, for motorbikes, personal accident or personal liability claims. My understanding is that is any liability for costs related to a medical issues once back in the UK. And, not, medical costs and repatriation from India (in this case)which would be covered (upto 2 million).

    I got a quote of £72 for the single trip or, no sense to this, same cover for a year worldwide at £55.

    I am happy to take any other tips or leads (especially if they include liability cover) but this seems a good solution.

    Thanks again,
    Regards,
    Mark
    #3