Hey! Thought it was time to drop in and say hello and introduce myself, (hope I am doing this in the right place). I am the proud owner of a (new to me) 2008 XR650L which I purchased 4 days before Christmas (Merry Christmas to me!!!) and was fortunate enough to get it out for a run on Christmas day which is Awesome considering I live in Cambridge, Ontario. I've done a lot of reading on this site since then and I'm pumped to have found such a community of generous, free thinking, knowledge sharing riders as you lot. Regardless of when spring actually happens, this is destined to be the longest winter of my life.. I've toyed with the idea of buying a thumper for a few years now but for whatever reason waited till I hit my mid 40's to actually take the dive. I'm sure I will regret not doing it sooner but... C'est la vie. There are a few questions I need to ask of any local riders, hopefully someone can help me out here. I am going to be getting licensed as a new rider (M1) because I let my license lapse for too long so I am hoping for some idea's on where to get the best deal on insurance. My previous ride was a Suzuki VZ800 and I was paying $1500.00/yr (the reason I quit riding) and if I can't find a better deal now I may have to consider selling again. I have done a rider training course and will only be looking to get liability coverage so if anyone has a contact or connection that might help get me a better rate I will be eternally grateful. I was also wondering if there are any riders in my neck of the woods who can give some input on places near to home to get off the beaten path, dirt roads, wide trails and scenic routes or group rides around these parts. I am going to throw out a "Thanks in advance" and look forward to hearing from any of you. Bud ps, How do I add a photo? Duh!