Just a heads up, my BMW dealer called me and told me it looks like 2020 F850 GSs are getting 0% interest for 60 months. In my case, comparing 0% against the best rate offered at a local credit union, it saves about $1,620. That's pretty significant for bikes that are in really tight supply right now and will be for the foreseeable future. The dealer is verifying the 0% rules (he said the language made it a little confusing to determine if certain bikes may not qualify, but the F850 looks like it does). Either way, just wanted to let others know. So I'm working on this sale, we'll see how it goes.