So I'm sold on the armor idea even fr my slab riding commuter life. Hopefully will be getting an off road bike at a later date. My question is I will be living in the Monterey bay area and need a full suit that I can throw over the armor I will be buying. Right now I'm thinking Leatt 5.5 HD PRO with separate elbow and knee shin guards. I won't have the time in the AM to mess with the armor and pants and a jacket I need a one zip solution for moderate to warm weather. Any ideas?