If it was me I would get out of their jurisdiction. I would hope they can not go interstate with their bank raids. A super tip I got from another ride report and that I have used myself, is to get a Charles Schwab bank account. It comes with a debit card. The big deal is that they charge no ATM fees and no currency exchange fee when you use a foreign ATM. It is the only bank I know that does this. The catch is that you have to open 2 accounts , a brokerage and a bank account. So what ? There is no requirement to do any trading. And you can freely move money from one account to the other. I have used their trading services also and I like that service as well. I can claim to have seen pretty much every state, Canada, Mexico, Central America and much of Europe. I would agree that California has it all geographically. In spades. And some beautiful people too. But I think you are on to the reason that more people are now leaving than going to CA.