Your childish name calling has given me one more chance to respond. When deciding on a retirement place, should one also consider the economic stability of the location? Don't ya think? When resources needed to support a medical system during one's "fragile years" are rather important, it should be a more important requirement than how many gravel roads are available to ride. An "opinion" does not pay the bills. Solid funding and financial prudence from a regional government very much do. I think this point I've been trying to make, is quite seriously important in a conversation about retirement locations. I'll give you lads your sand box back now. Choose to ignore extremely serious info at your peril.