Fly and Ride BC to Ontario Insurance/registration question(s)

Discussion in 'Canada' started by JoWhee, Jul 14, 2019.

  1. JoWhee

    JoWhee Deviant but not dangerous.

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    I'm hoping someone has done this because it would be an adventure. I'm considering buying a bike in BC and riding it back home to Ontario.
    I'm pretty clear on what to do once I'm back in Ontario with my bill of sale, BC registration, and an Ontario Inspection. I've bought most of my bikes from Quebec living 10 minutes from there, it's usually been a done in a day thing.
    My questions are, Insurance, would I need to register it in BC and have BC insurance?
    Would I have to pay GST and BC provincial tax then claim them back once I register it in Ontario? It looks like I may only need to pay the GST on the APV9T form.
    Looking for any info/ tips or tricks.
    #1
  2. MiltonHog

    MiltonHog Been here awhile

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    You should be able to get a 10 day temporary travel permit issued in BC to ride home. You will need to have an insurance binder policy from your Ontario agent . I have no idea if your company will do this. I bought a bike several years ago and was able to arrange it with little difficulty.

    The snag may come if you are buying the bike private sale or if it is financed. I bought from a dealer and had a lien search completed at time of sale. You must do this to protect your interest. I don't know if BC has the UVIP system that Ontario has I would research that before you put down any money.

    Good luck and enjoy the ride home.
    #2
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  3. ommoran

    ommoran Experienced Newbie

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    Any ICBC broker, who would be issuing the permit anyway, would be able to do the lien search for you. It's all controlled by the mother corporation here.
    #3
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  4. ToothDocJay

    ToothDocJay Been here awhile

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    These days Mother F#*ker Corporation is more like it. Elected Governments using it like a piggy bank have ruined it and now we get to pay for it. Not to get too political here, but our current overlords had a multi-billion dollar surplus that they could have used to prop ICBC up (which would have been fair since that money was taken from ICBC over the years), but instead chose to spend it on other things. Then they allow ICBC to jack up our rates to recoup the losses........just another way to hit us with "hidden" taxes IMHO.
    #4
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  5. ommoran

    ommoran Experienced Newbie

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    Jay. You and I will meet. You and I will have a beer. And I can give you some inside baseball on how bad it really is.

    However, it's what we have. I have made a life, career, and comfortable living thanks to private insurance companies. I think they are wonderful. It would be hard to dismantle ICBC right now - unlike forcing it in during the 70s.

    Big cities hate icbc. the rest of the province isn't so sure they do. I see all the warts - things you might not know about if you've never been out of province.

    OK. Off my soapbox. Until @Steve G. jumps in, because he likes to wind me up.
    #5
  6. Steve G.

    Steve G. Long timer Supporter

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    No more button pressing for me tonite Martin. I've almost gotten myself banned down in CSM again. I head on back to 'Regional Canada" to relax and chat happy.
    Yes, ICBC has been both my scourge, and my main source of income since 1979. I have no knowledge of how it compares to other provinces with both public only and private. From looking at insurance policies of other motorists through work necessity, I can see and put forth a case that drivers of lesser replacement cost vehicles [mine] and drivers of 43 + years of accident free travelling [me] are significantly supplementing and financially helping to reduce yearly premiums of drivers of much higher cost vehicles, vehicles with outstandingly higher repair costs if accident repairs are needed. This of course fits well in the socialist mantra of the 'left coast', namely talking the big talk of wealth redistribution from rich to poor, but in actual fact, it's the socialist norm of tax the middle class out of existence.
    Did I just press a button by accident??
    Did someone say,,,,,,beer??
    #6
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  7. ommoran

    ommoran Experienced Newbie

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    All good as normal. I think the private system does a much better job. Competition combined with a government mandated policy means that everyone is basically equal but free to shop around and choose their frills. Now, BC is even mandating the frills you take - don't get me started.
    #7
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  8. ToothDocJay

    ToothDocJay Been here awhile

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    I'm up for a meet if you are ever on the Island Martin/Ommoran. I was just venting my frustration with the ICBC situation we find ourselves stuck in. For the most part I blame the current and previous elected governments for treating it like a piggy bank and raiding it whenever they felt like it because it was a "cash cow", never using any excess by the corp to invest and lower insurance rates, or at least smooth things out on years of higher claims.

    It really grates me that most people in our province don't understand that the current government had a surplus and didn't put the money back into ICBC. instead they let it flounder, spent that money on special projects, and left us with higher rates, which is essentially a hidden tax. No one blames the government, they blame ICBC.

    Anyhow, I successfully derailed this thread, so it's best that I let it get back on track.
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  9. Maggot12

    Maggot12 U'mmmm yeaah!!

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    Not an expert by any stretch, but I lived in BC and brought bikes in, then moved to Ont and brought bikes in there. All times, I called the insurance company I had at the time and told them my plan. ICBC gave me what I believe they called binder insurance and was 10 bucks for x days to get me home.

    Insurance in Ontario ( TD for me ) took the info and said have fun and a safe ride home. Serveral of those bikes were from the US and the same applied.
    Don't recal having to do anything beyond that. Other than the 10 bucks in BC, I didn't pay any up front costs, until I got home and registered. (unless importing).
    All purchases were private sales, so I just paid the purchase price. All taxes, registration, plates, were then done when I got home.


    #9
  10. ommoran

    ommoran Experienced Newbie

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    Perfect. Do you drink beer. This will be a requirement.

    I agree with your point on the surplus. And yes, it was a corporate piggy bank instead of a properly managed insurer. However - there's always a however, right? - do not for a moment discount both the British Columbian public for rejecting a no fault system with hugely expanded coverage for injury recovery and a high threshold to sue, and the source of the funding of their lobbying against it - namely the plaintiff bar.

    We have to get past the his eye for my being rearended at 10 km/h attitude in BC. It isn't everyone's right to win a minor lottery just because they had a fender bender. Get the car fixed and get you fixed - now you are made whole. Know that the other guy's insurance premiums are going up for 5 years. Quit whining and move on.

    If the injury is serious, it will pierce the threshold, and you can sue to your heart's content. But believe me the plaintiff bar hate this idea.
    #10
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