It's all good. I have found that most systems fail if your travels involve routes where the suspension is being worked 100% (bottoming and such. Like in heavy whoops etc.) I think in these situations racks like Dan's would come into their own. I can't imagine having having panniers etc in the scenario below. This is me at 210lbs (2 spring rates stiffer on the front and rear, preload adjusters upped and compression increased) landing a small whoop at speed. When the suspension hits the stops the impact is nasty lol. Forks have been revalved since..