Please forgive me if this is the wrong place - best I could think of given I'm from Canada ... As part of shopping for a new bike, I've asked for quotes on various bikes. When I last rode a few years ago, that was in Calgary. But now, in BC, I'm shocked at the quotes I've gotten to insure a late-model (02-04) KLR. Liab of $584 .... Comp of $452 .... What gives? I have a safe, clean record, (ok 1 speeding ticket 3 years ago) and no at-fault accident for over 12 years. I tried Canadian Western Direct, but they'd only insure touring bikes, Harleys, etc - AND driving for 20 years. I've been driving for 18 ... What are some of you BC KLR-ers paying for Liab and comp? I'm not going to bother on collision .... Agencies you'd recommend? I've been hoping to make this a slightly cheaper commuting alternative to my family-mobile Volvo 240 .... so far, it's looking like the very opposite. Many, many thanks in advance for your help.