I use the annual Recreation plan. I did the math and you have to have the freedom recreation plan suspended for like 4 months of the year just for it to cost the same as the full 12 month annual plan. I ride nearly year round with short breaks for when the snow sticks around for a few days, so not really advantageous for my situation. You really need to have a significant amount of downtime for the freedom plans to reap rewards. Just something to consider when comparing the plans.