I have my optional insurance with MF and it's coming due next month. Over the past year I had heard a few people talking of bad experiences they had with Megson. Prior to this they had a very good reputation. The story goes that apparently there was some kind of change with the insurance and claims are not being viewed in the same positive light that they once were. Does anyone in the west have experience with Megson FitzPatrick, positive or negative? Any experience with other insurance companies in case I decide to switch?