Bought my Africa Twin last week and have been having a blast on her. Great bike all around. Decided to go for a nice long ride to the highest point in WV. Well the ride didn't go as planned. On the way home I decided to hit one last gravel road. Bad idea. Came around a corner and hit a wash out which caused me to start fish tailing. I eventually highsided and got throwed from the bike. Bike went down hard and so did I. Good news is I have full coverage with no deductible, plus $3,000 in accessory coverage.